LocalExchangeRates.com

Official Rate Sheet: Hong Kong Dollar (HKD) / Stellar Lumens (XLM)

Date generated:

Mid-Market Rate: 1 HKD = 1.3263 XLM

Real-Time Interbank Wholesale Feed: October 6, 2026

Hong Kong Dollar to Stellar Lumens Exchange Rate (HKD to XLM)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 HKD in XLM?

1 HKD = 1.3263 XLM

At the current mid-market wholesale exchange rate, converting 1,000 Hong Kong Dollar (HKD) yields approximately 1,326.32 Stellar Lumens (XLM) (inverse rate: 1 XLM = 0.7540 HKD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): HKD

You Receive (Estimate): XLM

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 HKD = 1.3263 XLM

Kurs odwrotny: 1 XLM = 0.7540 HKD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XLM to HKD (Stellar Lumens to Hong Kong Dollar) Live Converter →

HKD to XLM Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Hong Kong Dollar against Stellar Lumens

Period High

1.3422 XLM

Period Low

1.3104 XLM

Volatility / Avg

1.3263 XLM

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 1.3104 XLM

Max: 1.3422 XLM

52-Week Range (1Y) Current Position: 65% Range

Min: 1.2799 XLM

Max: 1.3727 XLM

Standard Denomination Conversion Matrix (HKD & XLM)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Hong Kong Dollar → Stellar Lumens (HKD / XLM)

Wholesale Benchmark

Hong Kong Dollar (HKD)	Stellar Lumens (XLM)
1 HKD	1.33 XLM
5 HKD	6.63 XLM
10 HKD	13.26 XLM
25 HKD	33.16 XLM
50 HKD	66.32 XLM
100 HKD	132.63 XLM
200 HKD	265.26 XLM
250 HKD	331.58 XLM
500 HKD	663.16 XLM
1,000 HKD	1,326.32 XLM
2,500 HKD	3,315.81 XLM
5,000 HKD	6,631.62 XLM
10,000 HKD	13,263.24 XLM

Stellar Lumens → Hong Kong Dollar (XLM / HKD)

Wholesale Benchmark

Stellar Lumens (XLM)	Hong Kong Dollar (HKD)
1 XLM	0.75 HKD
5 XLM	3.77 HKD
10 XLM	7.54 HKD
25 XLM	18.85 HKD
50 XLM	37.70 HKD
100 XLM	75.40 HKD
200 XLM	150.79 HKD
250 XLM	188.49 HKD
500 XLM	376.98 HKD
1,000 XLM	753.96 HKD
2,500 XLM	1,884.91 HKD
5,000 XLM	3,769.82 HKD
10,000 XLM	7,539.63 HKD

Provider / Channel	HKD/XLM Effective Exchange Rate	Estimated Fee	Estimated Received (XLM)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	1.3263 XLM	0.00%	6,631.62 XLM	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	1.2799 XLM	~3.50%	6,399.51 XLM	-232.11 XLM
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	1.1937 XLM	~10.00%	5,968.46 XLM	-663.16 XLM

1 HKD to XLM: Hong Kong Dollar to Stellar Lumens Exchange Guide

Searches for 1 HKD to XLM or convert HKD to XLM describe the amount of Stellar Lumens received per 1 Hong Kong Dollar. At today's wholesale baseline of 1 HKD = 1.3263 XLM (inverse: 1 XLM = 0.7540 HKD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Hong Kong ↔ Stellar Network)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Hong Kong Monetary Authority (HKMA) and Stellar Development Foundation shape the medium-to-long term valuation of HKD/XLM.

HKD and XLM Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Hong Kong and Stellar Network.

How the HKD to XLM Exchange Rate Works

Foreign exchange transactions between Hong Kong (HKD) and Stellar Network (XLM) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between HKD and XLM:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Hong Kong Monetary Authority (HKMA) and Stellar Development Foundation serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Hong Kong and Stellar Network exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XLM) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Hong Kong Dollar to Stellar Lumens Conversion

Common questions regarding Hong Kong Dollar to Stellar Lumens conversion, bank spreads, and transfer costs.

How much is 1,000 HKD in XLM today?

At the current mid-market exchange rate (1 HKD = 1.3263 XLM), 1,000 Hong Kong Dollar equals approximately 1,326.32 Stellar Lumens. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Hong Kong Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with HKD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Hong Kong Monetary Authority (HKMA)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.