LocalExchangeRates.com

Official Rate Sheet: Honduran Lempira (HNL) / Guatemalan Quetzal (GTQ)

Date generated:

Mid-Market Rate: 1 HNL = 0.2846 GTQ

Real-Time Interbank Wholesale Feed: October 6, 2026

Honduran Lempira to Guatemalan Quetzal Exchange Rate (HNL to GTQ)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 HNL in GTQ?

1 HNL = 0.2846 GTQ

At the current mid-market wholesale exchange rate, converting 1,000 Honduran Lempira (HNL) yields approximately 284.64 Guatemalan Quetzal (GTQ) (inverse rate: 1 GTQ = 3.5132 HNL). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): HNL

You Receive (Estimate): GTQ

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 HNL = 0.2846 GTQ

Kurs odwrotny: 1 GTQ = 3.5132 HNL

Status danych: Live Data (Redis)

Looking for reverse calculation? Check GTQ to HNL (Guatemalan Quetzal to Honduran Lempira) Live Converter →

HNL to GTQ Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Honduran Lempira against Guatemalan Quetzal

Period High

0.2881 GTQ

Period Low

0.2812 GTQ

Volatility / Avg

0.2846 GTQ

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.2812 GTQ

Max: 0.2881 GTQ

52-Week Range (1Y) Current Position: 65% Range

Min: 0.2747 GTQ

Max: 0.2946 GTQ

Standard Denomination Conversion Matrix (HNL & GTQ)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Honduran Lempira → Guatemalan Quetzal (HNL / GTQ)

Wholesale Benchmark

Honduran Lempira (HNL)	Guatemalan Quetzal (GTQ)
1 HNL	0.28 GTQ
5 HNL	1.42 GTQ
10 HNL	2.85 GTQ
25 HNL	7.12 GTQ
50 HNL	14.23 GTQ
100 HNL	28.46 GTQ
200 HNL	56.93 GTQ
250 HNL	71.16 GTQ
500 HNL	142.32 GTQ
1,000 HNL	284.64 GTQ
2,500 HNL	711.61 GTQ
5,000 HNL	1,423.22 GTQ
10,000 HNL	2,846.45 GTQ

Guatemalan Quetzal → Honduran Lempira (GTQ / HNL)

Wholesale Benchmark

Guatemalan Quetzal (GTQ)	Honduran Lempira (HNL)
1 GTQ	3.51 HNL
5 GTQ	17.57 HNL
10 GTQ	35.13 HNL
25 GTQ	87.83 HNL
50 GTQ	175.66 HNL
100 GTQ	351.32 HNL
200 GTQ	702.63 HNL
250 GTQ	878.29 HNL
500 GTQ	1,756.58 HNL
1,000 GTQ	3,513.15 HNL
2,500 GTQ	8,782.88 HNL
5,000 GTQ	17,565.77 HNL
10,000 GTQ	35,131.54 HNL

Provider / Channel	HNL/GTQ Effective Exchange Rate	Estimated Fee	Estimated Received (GTQ)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.2846 GTQ	0.00%	1,423.22 GTQ	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.2747 GTQ	~3.50%	1,373.41 GTQ	-49.81 GTQ
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.2562 GTQ	~10.00%	1,280.90 GTQ	-142.32 GTQ

1 HNL to GTQ: Honduran Lempira to Guatemalan Quetzal Exchange Guide

Searches for 1 HNL to GTQ or convert HNL to GTQ describe the amount of Guatemalan Quetzal received per 1 Honduran Lempira. At today's wholesale baseline of 1 HNL = 0.2846 GTQ (inverse: 1 GTQ = 3.5132 HNL), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Honduras ↔ Guatemala)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Central Bank of Honduras (BCH) and Bank of Guatemala (Banguat) shape the medium-to-long term valuation of HNL/GTQ.

HNL and GTQ Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Honduras and Guatemala.

How the HNL to GTQ Exchange Rate Works

Foreign exchange transactions between Honduras (HNL) and Guatemala (GTQ) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between HNL and GTQ:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Central Bank of Honduras (BCH) and Bank of Guatemala (Banguat) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Honduras and Guatemala exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (GTQ) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Honduran Lempira to Guatemalan Quetzal Conversion

Common questions regarding Honduran Lempira to Guatemalan Quetzal conversion, bank spreads, and transfer costs.

How much is 1,000 HNL in GTQ today?

At the current mid-market exchange rate (1 HNL = 0.2846 GTQ), 1,000 Honduran Lempira equals approximately 284.64 Guatemalan Quetzal. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Honduran Lempira?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with HNL?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Central Bank of Honduras (BCH)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.