LocalExchangeRates.com

Official Rate Sheet: Honduran Lempira (HNL) / Panamanian Balboa (PAB)

Date generated:

Mid-Market Rate: 1 HNL = 0.0372 PAB

Real-Time Interbank Wholesale Feed: October 6, 2026

Honduran Lempira to Panamanian Balboa Exchange Rate (HNL to PAB)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 HNL in PAB?

1 HNL = 0.0372 PAB

At the current mid-market wholesale exchange rate, converting 1,000 Honduran Lempira (HNL) yields approximately 37.25 Panamanian Balboa (PAB) (inverse rate: 1 PAB = 26.8480 HNL). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): HNL

You Receive (Estimate): PAB

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 HNL = 0.0372 PAB

Kurs odwrotny: 1 PAB = 26.8480 HNL

Status danych: Live Data (Redis)

Looking for reverse calculation? Check PAB to HNL (Panamanian Balboa to Honduran Lempira) Live Converter →

HNL to PAB Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Honduran Lempira against Panamanian Balboa

Period High

0.0377 PAB

Period Low

0.0368 PAB

Volatility / Avg

0.0372 PAB

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.0368 PAB

Max: 0.0377 PAB

52-Week Range (1Y) Current Position: 65% Range

Min: 0.0359 PAB

Max: 0.0386 PAB

Standard Denomination Conversion Matrix (HNL & PAB)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Honduran Lempira → Panamanian Balboa (HNL / PAB)

Wholesale Benchmark

Honduran Lempira (HNL)	Panamanian Balboa (PAB)
1 HNL	0.04 PAB
5 HNL	0.19 PAB
10 HNL	0.37 PAB
25 HNL	0.93 PAB
50 HNL	1.86 PAB
100 HNL	3.72 PAB
200 HNL	7.45 PAB
250 HNL	9.31 PAB
500 HNL	18.62 PAB
1,000 HNL	37.25 PAB
2,500 HNL	93.12 PAB
5,000 HNL	186.23 PAB
10,000 HNL	372.47 PAB

Panamanian Balboa → Honduran Lempira (PAB / HNL)

Wholesale Benchmark

Panamanian Balboa (PAB)	Honduran Lempira (HNL)
1 PAB	26.85 HNL
5 PAB	134.24 HNL
10 PAB	268.48 HNL
25 PAB	671.20 HNL
50 PAB	1,342.40 HNL
100 PAB	2,684.80 HNL
200 PAB	5,369.59 HNL
250 PAB	6,711.99 HNL
500 PAB	13,423.98 HNL
1,000 PAB	26,847.96 HNL
2,500 PAB	67,119.89 HNL
5,000 PAB	134,239.79 HNL
10,000 PAB	268,479.58 HNL

Provider / Channel	HNL/PAB Effective Exchange Rate	Estimated Fee	Estimated Received (PAB)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.0372 PAB	0.00%	186.23 PAB	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.0359 PAB	~3.50%	179.72 PAB	-6.52 PAB
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.0335 PAB	~10.00%	167.61 PAB	-18.62 PAB

1 HNL to PAB: Honduran Lempira to Panamanian Balboa Exchange Guide

Searches for 1 HNL to PAB or convert HNL to PAB describe the amount of Panamanian Balboa received per 1 Honduran Lempira. At today's wholesale baseline of 1 HNL = 0.0372 PAB (inverse: 1 PAB = 26.8480 HNL), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Honduras ↔ Panama)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Central Bank of Honduras (BCH) and National Bank of Panama (BNP) shape the medium-to-long term valuation of HNL/PAB.

HNL and PAB Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Honduras and Panama.

How the HNL to PAB Exchange Rate Works

Foreign exchange transactions between Honduras (HNL) and Panama (PAB) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between HNL and PAB:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Central Bank of Honduras (BCH) and National Bank of Panama (BNP) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Honduras and Panama exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (PAB) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Honduran Lempira to Panamanian Balboa Conversion

Common questions regarding Honduran Lempira to Panamanian Balboa conversion, bank spreads, and transfer costs.

How much is 1,000 HNL in PAB today?

At the current mid-market exchange rate (1 HNL = 0.0372 PAB), 1,000 Honduran Lempira equals approximately 37.25 Panamanian Balboa. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Honduran Lempira?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with HNL?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Central Bank of Honduras (BCH)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.