LocalExchangeRates.com

Official Rate Sheet: Panamanian Balboa (PAB) / East Caribbean Dollar (XCD)

Date generated:

Mid-Market Rate: 1 PAB = 2.7046 XCD

Real-Time Interbank Wholesale Feed: October 6, 2026

Panamanian Balboa to East Caribbean Dollar Exchange Rate (PAB to XCD)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 PAB in XCD?

1 PAB = 2.7046 XCD

At the current mid-market wholesale exchange rate, converting 1,000 Panamanian Balboa (PAB) yields approximately 2,704.57 East Caribbean Dollar (XCD) (inverse rate: 1 XCD = 0.3697 PAB). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): PAB

You Receive (Estimate): XCD

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 PAB = 2.7046 XCD

Kurs odwrotny: 1 XCD = 0.3697 PAB

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XCD to PAB (East Caribbean Dollar to Panamanian Balboa) Live Converter →

PAB to XCD Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Panamanian Balboa against East Caribbean Dollar

Period High

2.7370 XCD

Period Low

2.6721 XCD

Volatility / Avg

2.7046 XCD

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 2.6721 XCD

Max: 2.7370 XCD

52-Week Range (1Y) Current Position: 65% Range

Min: 2.6099 XCD

Max: 2.7992 XCD

Standard Denomination Conversion Matrix (PAB & XCD)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Panamanian Balboa → East Caribbean Dollar (PAB / XCD)

Wholesale Benchmark

Panamanian Balboa (PAB)	East Caribbean Dollar (XCD)
1 PAB	2.70 XCD
5 PAB	13.52 XCD
10 PAB	27.05 XCD
25 PAB	67.61 XCD
50 PAB	135.23 XCD
100 PAB	270.46 XCD
200 PAB	540.91 XCD
250 PAB	676.14 XCD
500 PAB	1,352.29 XCD
1,000 PAB	2,704.57 XCD
2,500 PAB	6,761.43 XCD
5,000 PAB	13,522.86 XCD
10,000 PAB	27,045.72 XCD

East Caribbean Dollar → Panamanian Balboa (XCD / PAB)

Wholesale Benchmark

East Caribbean Dollar (XCD)	Panamanian Balboa (PAB)
1 XCD	0.37 PAB
5 XCD	1.85 PAB
10 XCD	3.70 PAB
25 XCD	9.24 PAB
50 XCD	18.49 PAB
100 XCD	36.97 PAB
200 XCD	73.95 PAB
250 XCD	92.44 PAB
500 XCD	184.87 PAB
1,000 XCD	369.74 PAB
2,500 XCD	924.36 PAB
5,000 XCD	1,848.72 PAB
10,000 XCD	3,697.44 PAB

Provider / Channel	PAB/XCD Effective Exchange Rate	Estimated Fee	Estimated Received (XCD)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	2.7046 XCD	0.00%	13,522.86 XCD	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	2.6099 XCD	~3.50%	13,049.56 XCD	-473.30 XCD
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	2.4341 XCD	~10.00%	12,170.58 XCD	-1,352.29 XCD

1 PAB to XCD: Panamanian Balboa to East Caribbean Dollar Exchange Guide

Searches for 1 PAB to XCD or convert PAB to XCD describe the amount of East Caribbean Dollar received per 1 Panamanian Balboa. At today's wholesale baseline of 1 PAB = 2.7046 XCD (inverse: 1 XCD = 0.3697 PAB), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Panama ↔ Eastern Caribbean)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by National Bank of Panama (BNP) and Eastern Caribbean Central Bank (ECCB) shape the medium-to-long term valuation of PAB/XCD.

PAB and XCD Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Panama and Eastern Caribbean.

How the PAB to XCD Exchange Rate Works

Foreign exchange transactions between Panama (PAB) and Eastern Caribbean (XCD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between PAB and XCD:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by National Bank of Panama (BNP) and Eastern Caribbean Central Bank (ECCB) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Panama and Eastern Caribbean exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XCD) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Panamanian Balboa to East Caribbean Dollar Conversion

Common questions regarding Panamanian Balboa to East Caribbean Dollar conversion, bank spreads, and transfer costs.

How much is 1,000 PAB in XCD today?

At the current mid-market exchange rate (1 PAB = 2.7046 XCD), 1,000 Panamanian Balboa equals approximately 2,704.57 East Caribbean Dollar. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Panamanian Balboa?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with PAB?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (National Bank of Panama (BNP)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.