LocalExchangeRates.com

Official Rate Sheet: United States Dollar (USD) / Honduran Lempira (HNL)

Date generated:

Mid-Market Rate: 1 USD = 26.8279 HNL

Real-Time Interbank Wholesale Feed: October 6, 2026

United States Dollar to Honduran Lempira Exchange Rate (USD to HNL)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 USD in HNL?

1 USD = 26.8279 HNL

At the current mid-market wholesale exchange rate, converting 1,000 United States Dollar (USD) yields approximately 26,827.88 Honduran Lempira (HNL) (inverse rate: 1 HNL = 0.0373 USD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): USD

You Receive (Estimate): HNL

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 USD = 26.8279 HNL

Kurs odwrotny: 1 HNL = 0.0373 USD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check HNL to USD (Honduran Lempira to United States Dollar) Live Converter →

USD to HNL Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for United States Dollar against Honduran Lempira

Period High

27.1498 HNL

Period Low

26.5059 HNL

Volatility / Avg

26.8279 HNL

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 26.5059 HNL

Max: 27.1498 HNL

52-Week Range (1Y) Current Position: 65% Range

Min: 25.8889 HNL

Max: 27.7669 HNL

Standard Denomination Conversion Matrix (USD & HNL)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

United States Dollar → Honduran Lempira (USD / HNL)

Wholesale Benchmark

United States Dollar (USD)	Honduran Lempira (HNL)
1 USD	26.83 HNL
5 USD	134.14 HNL
10 USD	268.28 HNL
25 USD	670.70 HNL
50 USD	1,341.39 HNL
100 USD	2,682.79 HNL
200 USD	5,365.58 HNL
250 USD	6,706.97 HNL
500 USD	13,413.94 HNL
1,000 USD	26,827.88 HNL
2,500 USD	67,069.70 HNL
5,000 USD	134,139.39 HNL
10,000 USD	268,278.78 HNL

Honduran Lempira → United States Dollar (HNL / USD)

Wholesale Benchmark

Honduran Lempira (HNL)	United States Dollar (USD)
1 HNL	0.04 USD
5 HNL	0.19 USD
10 HNL	0.37 USD
25 HNL	0.93 USD
50 HNL	1.86 USD
100 HNL	3.73 USD
200 HNL	7.45 USD
250 HNL	9.32 USD
500 HNL	18.64 USD
1,000 HNL	37.27 USD
2,500 HNL	93.19 USD
5,000 HNL	186.37 USD
10,000 HNL	372.75 USD

Provider / Channel	USD/HNL Effective Exchange Rate	Estimated Fee	Estimated Received (HNL)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	26.8279 HNL	0.00%	134,139.39 HNL	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	25.8889 HNL	~3.50%	129,444.51 HNL	-4,694.88 HNL
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	24.1451 HNL	~10.00%	120,725.45 HNL	-13,413.94 HNL

1 USD to HNL: United States Dollar to Honduran Lempira Exchange Guide

Searches for 1 USD to HNL or convert USD to HNL describe the amount of Honduran Lempira received per 1 United States Dollar. At today's wholesale baseline of 1 USD = 26.8279 HNL (inverse: 1 HNL = 0.0373 USD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (United States ↔ Honduras)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Federal Reserve System (Fed) and Central Bank of Honduras (BCH) shape the medium-to-long term valuation of USD/HNL.

USD and HNL Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for United States and Honduras.

How the USD to HNL Exchange Rate Works

Foreign exchange transactions between United States (USD) and Honduras (HNL) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between USD and HNL:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Federal Reserve System (Fed) and Central Bank of Honduras (BCH) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between United States and Honduras exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (HNL) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: United States Dollar to Honduran Lempira Conversion

Common questions regarding United States Dollar to Honduran Lempira conversion, bank spreads, and transfer costs.

How much is 1,000 USD in HNL today?

At the current mid-market exchange rate (1 USD = 26.8279 HNL), 1,000 United States Dollar equals approximately 26,827.88 Honduran Lempira. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for United States Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with USD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Federal Reserve System (Fed)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.