LocalExchangeRates.com

Official Rate Sheet: East Caribbean Dollar (XCD) / Moroccan Dirham (MAD)

Date generated:

Mid-Market Rate: 1 XCD = 3.6734 MAD

Real-Time Interbank Wholesale Feed: October 6, 2026

East Caribbean Dollar to Moroccan Dirham Exchange Rate (XCD to MAD)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XCD in MAD?

1 XCD = 3.6734 MAD

At the current mid-market wholesale exchange rate, converting 1,000 East Caribbean Dollar (XCD) yields approximately 3,673.44 Moroccan Dirham (MAD) (inverse rate: 1 MAD = 0.2722 XCD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XCD

You Receive (Estimate): MAD

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XCD = 3.6734 MAD

Kurs odwrotny: 1 MAD = 0.2722 XCD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check MAD to XCD (Moroccan Dirham to East Caribbean Dollar) Live Converter →

XCD to MAD Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for East Caribbean Dollar against Moroccan Dirham

Period High

3.7175 MAD

Period Low

3.6294 MAD

Volatility / Avg

3.6734 MAD

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 3.6294 MAD

Max: 3.7175 MAD

52-Week Range (1Y) Current Position: 65% Range

Min: 3.5449 MAD

Max: 3.8020 MAD

Standard Denomination Conversion Matrix (XCD & MAD)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

East Caribbean Dollar → Moroccan Dirham (XCD / MAD)

Wholesale Benchmark

East Caribbean Dollar (XCD)	Moroccan Dirham (MAD)
1 XCD	3.67 MAD
5 XCD	18.37 MAD
10 XCD	36.73 MAD
25 XCD	91.84 MAD
50 XCD	183.67 MAD
100 XCD	367.34 MAD
200 XCD	734.69 MAD
250 XCD	918.36 MAD
500 XCD	1,836.72 MAD
1,000 XCD	3,673.44 MAD
2,500 XCD	9,183.59 MAD
5,000 XCD	18,367.18 MAD
10,000 XCD	36,734.36 MAD

Moroccan Dirham → East Caribbean Dollar (MAD / XCD)

Wholesale Benchmark

Moroccan Dirham (MAD)	East Caribbean Dollar (XCD)
1 MAD	0.27 XCD
5 MAD	1.36 XCD
10 MAD	2.72 XCD
25 MAD	6.81 XCD
50 MAD	13.61 XCD
100 MAD	27.22 XCD
200 MAD	54.44 XCD
250 MAD	68.06 XCD
500 MAD	136.11 XCD
1,000 MAD	272.22 XCD
2,500 MAD	680.56 XCD
5,000 MAD	1,361.12 XCD
10,000 MAD	2,722.25 XCD

Provider / Channel	XCD/MAD Effective Exchange Rate	Estimated Fee	Estimated Received (MAD)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	3.6734 MAD	0.00%	18,367.18 MAD	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	3.5449 MAD	~3.50%	17,724.33 MAD	-642.85 MAD
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	3.3061 MAD	~10.00%	16,530.46 MAD	-1,836.72 MAD

1 XCD to MAD: East Caribbean Dollar to Moroccan Dirham Exchange Guide

Searches for 1 XCD to MAD or convert XCD to MAD describe the amount of Moroccan Dirham received per 1 East Caribbean Dollar. At today's wholesale baseline of 1 XCD = 3.6734 MAD (inverse: 1 MAD = 0.2722 XCD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Eastern Caribbean ↔ Morocco)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Eastern Caribbean Central Bank (ECCB) and Bank Al-Maghrib (BAM) shape the medium-to-long term valuation of XCD/MAD.

XCD and MAD Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Eastern Caribbean and Morocco.

How the XCD to MAD Exchange Rate Works

Foreign exchange transactions between Eastern Caribbean (XCD) and Morocco (MAD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XCD and MAD:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Eastern Caribbean Central Bank (ECCB) and Bank Al-Maghrib (BAM) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Eastern Caribbean and Morocco exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (MAD) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: East Caribbean Dollar to Moroccan Dirham Conversion

Common questions regarding East Caribbean Dollar to Moroccan Dirham conversion, bank spreads, and transfer costs.

How much is 1,000 XCD in MAD today?

At the current mid-market exchange rate (1 XCD = 3.6734 MAD), 1,000 East Caribbean Dollar equals approximately 3,673.44 Moroccan Dirham. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for East Caribbean Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XCD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Eastern Caribbean Central Bank (ECCB)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.