LocalExchangeRates.com

Official Rate Sheet: West African CFA Franc (XOF) / Gambian Dalasi (GMD)

Date generated:

Mid-Market Rate: 1 XOF = 0.1256 GMD

Real-Time Interbank Wholesale Feed: October 6, 2026

West African CFA Franc to Gambian Dalasi Exchange Rate (XOF to GMD)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XOF in GMD?

1 XOF = 0.1256 GMD

At the current mid-market wholesale exchange rate, converting 1,000 West African CFA Franc (XOF) yields approximately 125.63 Gambian Dalasi (GMD) (inverse rate: 1 GMD = 7.9598 XOF). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XOF

You Receive (Estimate): GMD

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XOF = 0.1256 GMD

Kurs odwrotny: 1 GMD = 7.9598 XOF

Status danych: Live Data (Redis)

Looking for reverse calculation? Check GMD to XOF (Gambian Dalasi to West African CFA Franc) Live Converter →

XOF to GMD Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for West African CFA Franc against Gambian Dalasi

Period High

0.1271 GMD

Period Low

0.1241 GMD

Volatility / Avg

0.1256 GMD

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.1241 GMD

Max: 0.1271 GMD

52-Week Range (1Y) Current Position: 65% Range

Min: 0.1212 GMD

Max: 0.1300 GMD

Standard Denomination Conversion Matrix (XOF & GMD)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

West African CFA Franc → Gambian Dalasi (XOF / GMD)

Wholesale Benchmark

West African CFA Franc (XOF)	Gambian Dalasi (GMD)
1 XOF	0.13 GMD
5 XOF	0.63 GMD
10 XOF	1.26 GMD
25 XOF	3.14 GMD
50 XOF	6.28 GMD
100 XOF	12.56 GMD
200 XOF	25.13 GMD
250 XOF	31.41 GMD
500 XOF	62.82 GMD
1,000 XOF	125.63 GMD
2,500 XOF	314.08 GMD
5,000 XOF	628.16 GMD
10,000 XOF	1,256.32 GMD

Gambian Dalasi → West African CFA Franc (GMD / XOF)

Wholesale Benchmark

Gambian Dalasi (GMD)	West African CFA Franc (XOF)
1 GMD	7.96 XOF
5 GMD	39.80 XOF
10 GMD	79.60 XOF
25 GMD	198.99 XOF
50 GMD	397.99 XOF
100 GMD	795.98 XOF
200 GMD	1,591.95 XOF
250 GMD	1,989.94 XOF
500 GMD	3,979.89 XOF
1,000 GMD	7,959.77 XOF
2,500 GMD	19,899.43 XOF
5,000 GMD	39,798.85 XOF
10,000 GMD	79,597.71 XOF

Provider / Channel	XOF/GMD Effective Exchange Rate	Estimated Fee	Estimated Received (GMD)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.1256 GMD	0.00%	628.16 GMD	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.1212 GMD	~3.50%	606.17 GMD	-21.99 GMD
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.1131 GMD	~10.00%	565.34 GMD	-62.82 GMD

1 XOF to GMD: West African CFA Franc to Gambian Dalasi Exchange Guide

Searches for 1 XOF to GMD or convert XOF to GMD describe the amount of Gambian Dalasi received per 1 West African CFA Franc. At today's wholesale baseline of 1 XOF = 0.1256 GMD (inverse: 1 GMD = 7.9598 XOF), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (West Africa (UEMOA) ↔ Gambia)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Central Bank of West African States (BCEAO) and Central Bank of The Gambia (CBG) shape the medium-to-long term valuation of XOF/GMD.

XOF and GMD Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for West Africa (UEMOA) and Gambia.

How the XOF to GMD Exchange Rate Works

Foreign exchange transactions between West Africa (UEMOA) (XOF) and Gambia (GMD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XOF and GMD:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Central Bank of West African States (BCEAO) and Central Bank of The Gambia (CBG) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between West Africa (UEMOA) and Gambia exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (GMD) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: West African CFA Franc to Gambian Dalasi Conversion

Common questions regarding West African CFA Franc to Gambian Dalasi conversion, bank spreads, and transfer costs.

How much is 1,000 XOF in GMD today?

At the current mid-market exchange rate (1 XOF = 0.1256 GMD), 1,000 West African CFA Franc equals approximately 125.63 Gambian Dalasi. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for West African CFA Franc?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XOF?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Central Bank of West African States (BCEAO)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.