LocalExchangeRates.com

Official Rate Sheet: West African CFA Franc (XOF) / Philippine Peso (PHP)

Date generated:

Mid-Market Rate: 1 XOF = 0.1071 PHP

Real-Time Interbank Wholesale Feed: October 6, 2026

West African CFA Franc to Philippine Peso Exchange Rate (XOF to PHP)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XOF in PHP?

1 XOF = 0.1071 PHP

At the current mid-market wholesale exchange rate, converting 1,000 West African CFA Franc (XOF) yields approximately 107.08 Philippine Peso (PHP) (inverse rate: 1 PHP = 9.3389 XOF). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XOF

You Receive (Estimate): PHP

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XOF = 0.1071 PHP

Kurs odwrotny: 1 PHP = 9.3389 XOF

Status danych: Live Data (Redis)

Looking for reverse calculation? Check PHP to XOF (Philippine Peso to West African CFA Franc) Live Converter →

XOF to PHP Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for West African CFA Franc against Philippine Peso

Period High

0.1084 PHP

Period Low

0.1058 PHP

Volatility / Avg

0.1071 PHP

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.1058 PHP

Max: 0.1084 PHP

52-Week Range (1Y) Current Position: 65% Range

Min: 0.1033 PHP

Max: 0.1108 PHP

Standard Denomination Conversion Matrix (XOF & PHP)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

West African CFA Franc → Philippine Peso (XOF / PHP)

Wholesale Benchmark

West African CFA Franc (XOF)	Philippine Peso (PHP)
1 XOF	0.11 PHP
5 XOF	0.54 PHP
10 XOF	1.07 PHP
25 XOF	2.68 PHP
50 XOF	5.35 PHP
100 XOF	10.71 PHP
200 XOF	21.42 PHP
250 XOF	26.77 PHP
500 XOF	53.54 PHP
1,000 XOF	107.08 PHP
2,500 XOF	267.70 PHP
5,000 XOF	535.40 PHP
10,000 XOF	1,070.79 PHP

Philippine Peso → West African CFA Franc (PHP / XOF)

Wholesale Benchmark

Philippine Peso (PHP)	West African CFA Franc (XOF)
1 PHP	9.34 XOF
5 PHP	46.69 XOF
10 PHP	93.39 XOF
25 PHP	233.47 XOF
50 PHP	466.94 XOF
100 PHP	933.89 XOF
200 PHP	1,867.78 XOF
250 PHP	2,334.72 XOF
500 PHP	4,669.44 XOF
1,000 PHP	9,338.89 XOF
2,500 PHP	23,347.22 XOF
5,000 PHP	46,694.44 XOF
10,000 PHP	93,388.87 XOF

Provider / Channel	XOF/PHP Effective Exchange Rate	Estimated Fee	Estimated Received (PHP)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.1071 PHP	0.00%	535.40 PHP	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.1033 PHP	~3.50%	516.66 PHP	-18.74 PHP
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.0964 PHP	~10.00%	481.86 PHP	-53.54 PHP

1 XOF to PHP: West African CFA Franc to Philippine Peso Exchange Guide

Searches for 1 XOF to PHP or convert XOF to PHP describe the amount of Philippine Peso received per 1 West African CFA Franc. At today's wholesale baseline of 1 XOF = 0.1071 PHP (inverse: 1 PHP = 9.3389 XOF), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (West Africa (UEMOA) ↔ Philippines)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Central Bank of West African States (BCEAO) and Central Bank of the Philippines (BSP) shape the medium-to-long term valuation of XOF/PHP.

XOF and PHP Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for West Africa (UEMOA) and Philippines.

How the XOF to PHP Exchange Rate Works

Foreign exchange transactions between West Africa (UEMOA) (XOF) and Philippines (PHP) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XOF and PHP:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Central Bank of West African States (BCEAO) and Central Bank of the Philippines (BSP) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between West Africa (UEMOA) and Philippines exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (PHP) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: West African CFA Franc to Philippine Peso Conversion

Common questions regarding West African CFA Franc to Philippine Peso conversion, bank spreads, and transfer costs.

How much is 1,000 XOF in PHP today?

At the current mid-market exchange rate (1 XOF = 0.1071 PHP), 1,000 West African CFA Franc equals approximately 107.08 Philippine Peso. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for West African CFA Franc?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XOF?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Central Bank of West African States (BCEAO)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.