Live interbank exchange rates with zero markup. Compare market baseline rates against bank and transfer fees before converting.
Historical exchange rate movements based on central bank and interbank market data.
Reference tables for common transfer and banknote amounts based on the interbank exchange rate.
| Canadian Dollar (CAD) | Polish Zloty (PLN) |
|---|---|
| 1 CAD | 2.71 zł |
| 5 CAD | 13.54 zł |
| 10 CAD | 27.07 zł |
| 25 CAD | 67.68 zł |
| 50 CAD | 135.36 zł |
| 100 CAD | 270.71 zł |
| 200 CAD | 541.42 zł |
| 250 CAD | 676.78 zł |
| 500 CAD | 1,353.55 zł |
| 1,000 CAD | 2,707.10 zł |
| 2,500 CAD | 6,767.75 zł |
| 5,000 CAD | 13,535.50 zł |
| 10,000 CAD | 27,071.00 zł |
| Polish Zloty (PLN) | Canadian Dollar (CAD) |
|---|---|
| 1 zł | 0.37 CAD |
| 5 zł | 1.85 CAD |
| 10 zł | 3.69 CAD |
| 25 zł | 9.24 CAD |
| 50 zł | 18.47 CAD |
| 100 zł | 36.94 CAD |
| 200 zł | 73.88 CAD |
| 250 zł | 92.35 CAD |
| 500 zł | 184.70 CAD |
| 1,000 zł | 369.40 CAD |
| 2,500 zł | 923.50 CAD |
| 5,000 zł | 1,847.00 CAD |
| 10,000 zł | 3,694.00 CAD |
| Provider / Channel | CAD/PLN Offered Rate | Effective Markup | Recipient Gets (for 1,000 CAD) | Cost vs. Mid-Market |
|---|---|---|---|---|
|
LocalExchangeRates (Interbank Benchmark) Pure Mid-Market Rate
|
2.7071 PLN | 0.00% (Zero Spread) | 2,707.10 zł | Baseline |
|
Specialized Digital Transfers (Wise / OFX) Mid-market rate + low
transparent fee
|
2.6963 PLN | ~0.40% spread | 2,696.27 zł | -10.83 zł |
|
Online FX Platforms (Walutomat / Cinkciarz) Peer-to-peer currency
exchange
|
2.6827 PLN | ~0.90% spread | 2,682.74 zł | -24.36 zł |
|
City Centre Street Kantors (Cash) Physical banknote exchange in
Warsaw/Kraków
|
2.6529 PLN | ~2.00% spread | 2,652.96 zł | -54.14 zł |
|
Major Retail Banks (RBC, TD, Scotiabank / PKO BP) Standard bank branch or wire
transfer
|
2.6123 PLN | ~3.50% spread | 2,612.35 zł | -94.75 zł |
|
Airport Currency Booths (Pearson YYZ / Warsaw WAW) High airport retail
spread
|
2.4364 PLN | ~10.00% spread | 2,436.39 zł | -270.71 zł |
Whether searching for 1 CAD to PLN, 1 CAD to Polish Zloty, CAD to Zloty, CDN to PLN, or CAD to zł, all queries refer to the same foreign exchange rate: how many Polish zlotys (PLN) you receive for each Canadian dollar (CAD). At the current wholesale benchmark of 1 CAD = 2.7071 PLN (or 1 PLN = 0.3694 CAD), understanding market spreads helps Canadian travelers, remitters, and businesses save hundreds on international conversions:
Monetary specifications and central bank details for Canada and Poland.
Canada introduced the Canadian dollar in 1858. It is widely known as the loonie from the bird depicted on the one-dollar coin. Global trade volumes for CAD tie closely to Canada's exports of crude oil, natural gas, and minerals.
The złoty (meaning golden in Polish) is the official currency of Poland. It trades under a free-floating exchange rate regime overseen by the National Bank of Poland (Narodowy Bank Polski).
Trading between the Canadian dollar and Polish złoty occurs on the global foreign exchange market, where financial institutions trade around the clock on weekdays. The interbank rate is the midpoint between wholesale buying and selling quotes from market dealers. The Bank of Canada and the National Bank of Poland (Narodowy Bank Polski) reference these market quotes when publishing daily benchmark tables, such as NBP Table A.
Several economic factors drive the CAD/PLN exchange rate:
Rate data updates every 5 minutes from live market feeds and daily benchmarks published by the Bank of Canada and National Bank of Poland.
Common questions about CAD to PLN conversion, bank fees, and travel cash in Poland.
Today's interbank rate is 1 CAD = 2.7071 PLN (1 PLN = 0.3694 CAD). At this rate, 100 CAD converts to 270.71 zł and 1,000 CAD converts to 2,707.10 zł. Retail banks and airport kiosks typically charge markups between 3% and 10%, reducing the amount received.
Specialized money transfer providers like Wise, OFX, or Remitly generally cost the least, charging fees between 0.4% and 0.7% above the interbank rate. Major Canadian banks usually add a 3% to 4.5% currency margin alongside a $15 to $30 wire fee.
Exchanging a large amount of cash before leaving Canada is rarely necessary. Most merchants in Poland accept contactless cards and mobile payments. For cash, exchange CAD banknotes at city center exchange booths (kantors) in Warsaw, Kraków, or Wrocław, or withdraw złoty from a bank ATM with a low-fee travel card. Airport exchange kiosks often mark up rates by 10% to 15%.
CAD is the ISO currency code for the Canadian dollar, and CDN$ and C$ are everyday abbreviations. PLN is the currency code for the Polish złoty, and zł is its domestic symbol. Searches for CAD to PLN, CAD to zł, or CDN to PLN describe the same exchange pair.
For Canadian tax returns, the Canada Revenue Agency requires converting foreign currency amounts to Canadian dollars using the Bank of Canada exchange rate on the transaction date, or an annual average rate for regular income. In Poland, tax rules require converting foreign currency invoices and revenue using the National Bank of Poland (NBP Table A) average exchange rate from the last business day before the transaction date.
The exchange rate moves mainly with energy commodity prices, central bank interest rate policies, and broader risk sentiment. Because Canada is a net exporter of crude oil, higher oil prices tend to support the Canadian dollar against European currencies. Differences between Bank of Canada policy rates and National Bank of Poland rates also shift capital flows, while shifts in global market risk appetite influence demand for emerging European currencies like the złoty.
Compare live buy and sell quotes for cash across major Polish cities and Canadian financial centers.
Check related live exchange rates and official interbank currency calculators.