LocalExchangeRates.com

Official Rate Sheet: Euro (EUR) / Stellar Lumens (XLM)

Date generated:

Mid-Market Rate: 1 EUR = 11.6709 XLM

Real-Time Interbank Wholesale Feed: October 6, 2026

Euro to Stellar Lumens Exchange Rate (EUR to XLM)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 EUR in XLM?

1 EUR = 11.6709 XLM

At the current mid-market wholesale exchange rate, converting 1,000 Euro (EUR) yields approximately 11,670.91 Stellar Lumens (XLM) (inverse rate: 1 XLM = 0.0857 EUR). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): EUR

You Receive (Estimate): XLM

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 EUR = 11.6709 XLM

Kurs odwrotny: 1 XLM = 0.0857 EUR

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XLM to EUR (Stellar Lumens to Euro) Live Converter →

EUR to XLM Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Euro against Stellar Lumens

Period High

11.8110 XLM

Period Low

11.5309 XLM

Volatility / Avg

11.6709 XLM

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 11.5309 XLM

Max: 11.8110 XLM

52-Week Range (1Y) Current Position: 65% Range

Min: 11.2624 XLM

Max: 12.0794 XLM

Standard Denomination Conversion Matrix (EUR & XLM)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Euro → Stellar Lumens (EUR / XLM)

Wholesale Benchmark

Euro (EUR)	Stellar Lumens (XLM)
1 EUR	11.67 XLM
5 EUR	58.35 XLM
10 EUR	116.71 XLM
25 EUR	291.77 XLM
50 EUR	583.55 XLM
100 EUR	1,167.09 XLM
200 EUR	2,334.18 XLM
250 EUR	2,917.73 XLM
500 EUR	5,835.45 XLM
1,000 EUR	11,670.91 XLM
2,500 EUR	29,177.27 XLM
5,000 EUR	58,354.54 XLM
10,000 EUR	116,709.08 XLM

Stellar Lumens → Euro (XLM / EUR)

Wholesale Benchmark

Stellar Lumens (XLM)	Euro (EUR)
1 XLM	0.09 EUR
5 XLM	0.43 EUR
10 XLM	0.86 EUR
25 XLM	2.14 EUR
50 XLM	4.28 EUR
100 XLM	8.57 EUR
200 XLM	17.14 EUR
250 XLM	21.42 EUR
500 XLM	42.84 EUR
1,000 XLM	85.68 EUR
2,500 XLM	214.21 EUR
5,000 XLM	428.42 EUR
10,000 XLM	856.83 EUR

Provider / Channel	EUR/XLM Effective Exchange Rate	Estimated Fee	Estimated Received (XLM)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	11.6709 XLM	0.00%	58,354.54 XLM	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	11.2624 XLM	~3.50%	56,312.13 XLM	-2,042.41 XLM
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	10.5038 XLM	~10.00%	52,519.09 XLM	-5,835.45 XLM

1 EUR to XLM: Euro to Stellar Lumens Exchange Guide

Searches for 1 EUR to XLM or convert EUR to XLM describe the amount of Stellar Lumens received per 1 Euro. At today's wholesale baseline of 1 EUR = 11.6709 XLM (inverse: 1 XLM = 0.0857 EUR), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (EUR Currency Area ↔ Stellar Network)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Monetary Authority (EUR) and Stellar Development Foundation shape the medium-to-long term valuation of EUR/XLM.

EUR and XLM Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for EUR Currency Area and Stellar Network.

How the EUR to XLM Exchange Rate Works

Foreign exchange transactions between EUR Currency Area (EUR) and Stellar Network (XLM) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between EUR and XLM:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Monetary Authority (EUR) and Stellar Development Foundation serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between EUR Currency Area and Stellar Network exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XLM) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Euro to Stellar Lumens Conversion

Common questions regarding Euro to Stellar Lumens conversion, bank spreads, and transfer costs.

How much is 1,000 EUR in XLM today?

At the current mid-market exchange rate (1 EUR = 11.6709 XLM), 1,000 Euro equals approximately 11,670.91 Stellar Lumens. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Euro?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with EUR?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Monetary Authority (EUR)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.