LocalExchangeRates.com

Official Rate Sheet: Stellar Lumens (XLM) / Euro (EUR)

Date generated:

Mid-Market Rate: 1 XLM = 0.0857 EUR

Real-Time Interbank Wholesale Feed: October 6, 2026

Stellar Lumens to Euro Exchange Rate (XLM to EUR)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XLM in EUR?

1 XLM = 0.0857 EUR

At the current mid-market wholesale exchange rate, converting 1,000 Stellar Lumens (XLM) yields approximately 85.68 Euro (EUR) (inverse rate: 1 EUR = 11.6709 XLM). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XLM

You Receive (Estimate): EUR

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XLM = 0.0857 EUR

Kurs odwrotny: 1 EUR = 11.6709 XLM

Status danych: Live Data (Redis)

Looking for reverse calculation? Check EUR to XLM (Euro to Stellar Lumens) Live Converter →

XLM to EUR Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Stellar Lumens against Euro

Period High

0.0867 EUR

Period Low

0.0847 EUR

Volatility / Avg

0.0857 EUR

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.0847 EUR

Max: 0.0867 EUR

52-Week Range (1Y) Current Position: 65% Range

Min: 0.0827 EUR

Max: 0.0887 EUR

Standard Denomination Conversion Matrix (XLM & EUR)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Stellar Lumens → Euro (XLM / EUR)

Wholesale Benchmark

Stellar Lumens (XLM)	Euro (EUR)
1 XLM	0.09 EUR
5 XLM	0.43 EUR
10 XLM	0.86 EUR
25 XLM	2.14 EUR
50 XLM	4.28 EUR
100 XLM	8.57 EUR
200 XLM	17.14 EUR
250 XLM	21.42 EUR
500 XLM	42.84 EUR
1,000 XLM	85.68 EUR
2,500 XLM	214.21 EUR
5,000 XLM	428.42 EUR
10,000 XLM	856.83 EUR

Euro → Stellar Lumens (EUR / XLM)

Wholesale Benchmark

Euro (EUR)	Stellar Lumens (XLM)
1 EUR	11.67 XLM
5 EUR	58.35 XLM
10 EUR	116.71 XLM
25 EUR	291.77 XLM
50 EUR	583.55 XLM
100 EUR	1,167.09 XLM
200 EUR	2,334.18 XLM
250 EUR	2,917.73 XLM
500 EUR	5,835.45 XLM
1,000 EUR	11,670.91 XLM
2,500 EUR	29,177.27 XLM
5,000 EUR	58,354.54 XLM
10,000 EUR	116,709.08 XLM

Provider / Channel	XLM/EUR Effective Exchange Rate	Estimated Fee	Estimated Received (EUR)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.0857 EUR	0.00%	428.42 EUR	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.0827 EUR	~3.50%	413.42 EUR	-14.99 EUR
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.0771 EUR	~10.00%	385.57 EUR	-42.84 EUR

1 XLM to EUR: Stellar Lumens to Euro Exchange Guide

Searches for 1 XLM to EUR or convert XLM to EUR describe the amount of Euro received per 1 Stellar Lumens. At today's wholesale baseline of 1 XLM = 0.0857 EUR (inverse: 1 EUR = 11.6709 XLM), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Stellar Network ↔ EUR Currency Area)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Stellar Development Foundation and Monetary Authority (EUR) shape the medium-to-long term valuation of XLM/EUR.

XLM and EUR Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Stellar Network and EUR Currency Area.

How the XLM to EUR Exchange Rate Works

Foreign exchange transactions between Stellar Network (XLM) and EUR Currency Area (EUR) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XLM and EUR:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Stellar Development Foundation and Monetary Authority (EUR) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Stellar Network and EUR Currency Area exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (EUR) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Stellar Lumens to Euro Conversion

Common questions regarding Stellar Lumens to Euro conversion, bank spreads, and transfer costs.

How much is 1,000 XLM in EUR today?

At the current mid-market exchange rate (1 XLM = 0.0857 EUR), 1,000 Stellar Lumens equals approximately 85.68 Euro. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Stellar Lumens?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XLM?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Stellar Development Foundation) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.