LocalExchangeRates.com

Official Rate Sheet: Ghanaian Cedi (GHS) / West African CFA Franc (XOF)

Date generated:

Mid-Market Rate: 1 GHS = 49.8447 XOF

Real-Time Interbank Wholesale Feed: October 6, 2026

Ghanaian Cedi to West African CFA Franc Exchange Rate (GHS to XOF)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 GHS in XOF?

1 GHS = 49.8447 XOF

At the current mid-market wholesale exchange rate, converting 1,000 Ghanaian Cedi (GHS) yields approximately 49,844.73 West African CFA Franc (XOF) (inverse rate: 1 XOF = 0.0201 GHS). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): GHS

You Receive (Estimate): XOF

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 GHS = 49.8447 XOF

Kurs odwrotny: 1 XOF = 0.0201 GHS

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XOF to GHS (West African CFA Franc to Ghanaian Cedi) Live Converter →

GHS to XOF Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Ghanaian Cedi against West African CFA Franc

Period High

50.4429 XOF

Period Low

49.2466 XOF

Volatility / Avg

49.8447 XOF

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 49.2466 XOF

Max: 50.4429 XOF

52-Week Range (1Y) Current Position: 65% Range

Min: 48.1002 XOF

Max: 51.5893 XOF

Standard Denomination Conversion Matrix (GHS & XOF)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Ghanaian Cedi → West African CFA Franc (GHS / XOF)

Wholesale Benchmark

Ghanaian Cedi (GHS)	West African CFA Franc (XOF)
1 GHS	49.84 XOF
5 GHS	249.22 XOF
10 GHS	498.45 XOF
25 GHS	1,246.12 XOF
50 GHS	2,492.24 XOF
100 GHS	4,984.47 XOF
200 GHS	9,968.95 XOF
250 GHS	12,461.18 XOF
500 GHS	24,922.37 XOF
1,000 GHS	49,844.73 XOF
2,500 GHS	124,611.84 XOF
5,000 GHS	249,223.67 XOF
10,000 GHS	498,447.35 XOF

West African CFA Franc → Ghanaian Cedi (XOF / GHS)

Wholesale Benchmark

West African CFA Franc (XOF)	Ghanaian Cedi (GHS)
1 XOF	0.02 GHS
5 XOF	0.10 GHS
10 XOF	0.20 GHS
25 XOF	0.50 GHS
50 XOF	1.00 GHS
100 XOF	2.01 GHS
200 XOF	4.01 GHS
250 XOF	5.02 GHS
500 XOF	10.03 GHS
1,000 XOF	20.06 GHS
2,500 XOF	50.16 GHS
5,000 XOF	100.31 GHS
10,000 XOF	200.62 GHS

Provider / Channel	GHS/XOF Effective Exchange Rate	Estimated Fee	Estimated Received (XOF)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	49.8447 XOF	0.00%	249,223.67 XOF	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	48.1002 XOF	~3.50%	240,500.84 XOF	-8,722.83 XOF
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	44.8603 XOF	~10.00%	224,301.31 XOF	-24,922.37 XOF

1 GHS to XOF: Ghanaian Cedi to West African CFA Franc Exchange Guide

Searches for 1 GHS to XOF or convert GHS to XOF describe the amount of West African CFA Franc received per 1 Ghanaian Cedi. At today's wholesale baseline of 1 GHS = 49.8447 XOF (inverse: 1 XOF = 0.0201 GHS), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Ghana ↔ West Africa (UEMOA))

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Bank of Ghana (BoG) and Central Bank of West African States (BCEAO) shape the medium-to-long term valuation of GHS/XOF.

GHS and XOF Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Ghana and West Africa (UEMOA).

How the GHS to XOF Exchange Rate Works

Foreign exchange transactions between Ghana (GHS) and West Africa (UEMOA) (XOF) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between GHS and XOF:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Bank of Ghana (BoG) and Central Bank of West African States (BCEAO) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Ghana and West Africa (UEMOA) exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XOF) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Ghanaian Cedi to West African CFA Franc Conversion

Common questions regarding Ghanaian Cedi to West African CFA Franc conversion, bank spreads, and transfer costs.

How much is 1,000 GHS in XOF today?

At the current mid-market exchange rate (1 GHS = 49.8447 XOF), 1,000 Ghanaian Cedi equals approximately 49,844.73 West African CFA Franc. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Ghanaian Cedi?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with GHS?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Bank of Ghana (BoG)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.