LocalExchangeRates.com

Official Rate Sheet: Ghanaian Cedi (GHS) / United States Dollar (USD)

Date generated:

Mid-Market Rate: 1 GHS = 0.0852 USD

Real-Time Interbank Wholesale Feed: October 6, 2026

Ghanaian Cedi to United States Dollar Exchange Rate (GHS to USD)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 GHS in USD?

1 GHS = 0.0852 USD

At the current mid-market wholesale exchange rate, converting 1,000 Ghanaian Cedi (GHS) yields approximately 85.21 United States Dollar (USD) (inverse rate: 1 USD = 11.7358 GHS). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): GHS

You Receive (Estimate): USD

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 GHS = 0.0852 USD

Kurs odwrotny: 1 USD = 11.7358 GHS

Status danych: Live Data (Redis)

Looking for reverse calculation? Check USD to GHS (United States Dollar to Ghanaian Cedi) Live Converter →

GHS to USD Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Ghanaian Cedi against United States Dollar

Period High

0.0862 USD

Period Low

0.0842 USD

Volatility / Avg

0.0852 USD

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.0842 USD

Max: 0.0862 USD

52-Week Range (1Y) Current Position: 65% Range

Min: 0.0822 USD

Max: 0.0882 USD

Standard Denomination Conversion Matrix (GHS & USD)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Ghanaian Cedi → United States Dollar (GHS / USD)

Wholesale Benchmark

Ghanaian Cedi (GHS)	United States Dollar (USD)
1 GHS	0.09 USD
5 GHS	0.43 USD
10 GHS	0.85 USD
25 GHS	2.13 USD
50 GHS	4.26 USD
100 GHS	8.52 USD
200 GHS	17.04 USD
250 GHS	21.30 USD
500 GHS	42.60 USD
1,000 GHS	85.21 USD
2,500 GHS	213.02 USD
5,000 GHS	426.05 USD
10,000 GHS	852.09 USD

United States Dollar → Ghanaian Cedi (USD / GHS)

Wholesale Benchmark

United States Dollar (USD)	Ghanaian Cedi (GHS)
1 USD	11.74 GHS
5 USD	58.68 GHS
10 USD	117.36 GHS
25 USD	293.40 GHS
50 USD	586.79 GHS
100 USD	1,173.58 GHS
200 USD	2,347.16 GHS
250 USD	2,933.96 GHS
500 USD	5,867.91 GHS
1,000 USD	11,735.82 GHS
2,500 USD	29,339.55 GHS
5,000 USD	58,679.10 GHS
10,000 USD	117,358.20 GHS

Provider / Channel	GHS/USD Effective Exchange Rate	Estimated Fee	Estimated Received (USD)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.0852 USD	0.00%	426.05 USD	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.0822 USD	~3.50%	411.13 USD	-14.91 USD
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.0767 USD	~10.00%	383.44 USD	-42.60 USD

1 GHS to USD: Ghanaian Cedi to United States Dollar Exchange Guide

Searches for 1 GHS to USD or convert GHS to USD describe the amount of United States Dollar received per 1 Ghanaian Cedi. At today's wholesale baseline of 1 GHS = 0.0852 USD (inverse: 1 USD = 11.7358 GHS), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Ghana ↔ United States)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Bank of Ghana (BoG) and Federal Reserve System (Fed) shape the medium-to-long term valuation of GHS/USD.

GHS and USD Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Ghana and United States.

How the GHS to USD Exchange Rate Works

Foreign exchange transactions between Ghana (GHS) and United States (USD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between GHS and USD:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Bank of Ghana (BoG) and Federal Reserve System (Fed) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Ghana and United States exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (USD) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Ghanaian Cedi to United States Dollar Conversion

Common questions regarding Ghanaian Cedi to United States Dollar conversion, bank spreads, and transfer costs.

How much is 1,000 GHS in USD today?

At the current mid-market exchange rate (1 GHS = 0.0852 USD), 1,000 Ghanaian Cedi equals approximately 85.21 United States Dollar. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Ghanaian Cedi?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with GHS?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Bank of Ghana (BoG)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.