LocalExchangeRates.com

Official Rate Sheet: Honduran Lempira (HNL) / East Caribbean Dollar (XCD)

Date generated:

Mid-Market Rate: 1 HNL = 0.1007 XCD

Real-Time Interbank Wholesale Feed: October 6, 2026

Honduran Lempira to East Caribbean Dollar Exchange Rate (HNL to XCD)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 HNL in XCD?

1 HNL = 0.1007 XCD

At the current mid-market wholesale exchange rate, converting 1,000 Honduran Lempira (HNL) yields approximately 100.74 East Caribbean Dollar (XCD) (inverse rate: 1 XCD = 9.9269 HNL). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): HNL

You Receive (Estimate): XCD

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 HNL = 0.1007 XCD

Kurs odwrotny: 1 XCD = 9.9269 HNL

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XCD to HNL (East Caribbean Dollar to Honduran Lempira) Live Converter →

HNL to XCD Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Honduran Lempira against East Caribbean Dollar

Period High

0.1019 XCD

Period Low

0.0995 XCD

Volatility / Avg

0.1007 XCD

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.0995 XCD

Max: 0.1019 XCD

52-Week Range (1Y) Current Position: 65% Range

Min: 0.0972 XCD

Max: 0.1043 XCD

Standard Denomination Conversion Matrix (HNL & XCD)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Honduran Lempira → East Caribbean Dollar (HNL / XCD)

Wholesale Benchmark

Honduran Lempira (HNL)	East Caribbean Dollar (XCD)
1 HNL	0.10 XCD
5 HNL	0.50 XCD
10 HNL	1.01 XCD
25 HNL	2.52 XCD
50 HNL	5.04 XCD
100 HNL	10.07 XCD
200 HNL	20.15 XCD
250 HNL	25.18 XCD
500 HNL	50.37 XCD
1,000 HNL	100.74 XCD
2,500 HNL	251.84 XCD
5,000 HNL	503.68 XCD
10,000 HNL	1,007.37 XCD

East Caribbean Dollar → Honduran Lempira (XCD / HNL)

Wholesale Benchmark

East Caribbean Dollar (XCD)	Honduran Lempira (HNL)
1 XCD	9.93 HNL
5 XCD	49.63 HNL
10 XCD	99.27 HNL
25 XCD	248.17 HNL
50 XCD	496.34 HNL
100 XCD	992.69 HNL
200 XCD	1,985.38 HNL
250 XCD	2,481.72 HNL
500 XCD	4,963.44 HNL
1,000 XCD	9,926.88 HNL
2,500 XCD	24,817.19 HNL
5,000 XCD	49,634.39 HNL
10,000 XCD	99,268.78 HNL

Provider / Channel	HNL/XCD Effective Exchange Rate	Estimated Fee	Estimated Received (XCD)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.1007 XCD	0.00%	503.68 XCD	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.0972 XCD	~3.50%	486.05 XCD	-17.63 XCD
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.0907 XCD	~10.00%	453.31 XCD	-50.37 XCD

1 HNL to XCD: Honduran Lempira to East Caribbean Dollar Exchange Guide

Searches for 1 HNL to XCD or convert HNL to XCD describe the amount of East Caribbean Dollar received per 1 Honduran Lempira. At today's wholesale baseline of 1 HNL = 0.1007 XCD (inverse: 1 XCD = 9.9269 HNL), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Honduras ↔ Eastern Caribbean)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Central Bank of Honduras (BCH) and Eastern Caribbean Central Bank (ECCB) shape the medium-to-long term valuation of HNL/XCD.

HNL and XCD Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Honduras and Eastern Caribbean.

How the HNL to XCD Exchange Rate Works

Foreign exchange transactions between Honduras (HNL) and Eastern Caribbean (XCD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between HNL and XCD:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Central Bank of Honduras (BCH) and Eastern Caribbean Central Bank (ECCB) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Honduras and Eastern Caribbean exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XCD) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Honduran Lempira to East Caribbean Dollar Conversion

Common questions regarding Honduran Lempira to East Caribbean Dollar conversion, bank spreads, and transfer costs.

How much is 1,000 HNL in XCD today?

At the current mid-market exchange rate (1 HNL = 0.1007 XCD), 1,000 Honduran Lempira equals approximately 100.74 East Caribbean Dollar. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Honduran Lempira?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with HNL?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Central Bank of Honduras (BCH)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.