LocalExchangeRates.com

Official Rate Sheet: East Caribbean Dollar (XCD) / Honduran Lempira (HNL)

Date generated:

Mid-Market Rate: 1 XCD = 9.9269 HNL

Real-Time Interbank Wholesale Feed: October 6, 2026

East Caribbean Dollar to Honduran Lempira Exchange Rate (XCD to HNL)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XCD in HNL?

1 XCD = 9.9269 HNL

At the current mid-market wholesale exchange rate, converting 1,000 East Caribbean Dollar (XCD) yields approximately 9,926.88 Honduran Lempira (HNL) (inverse rate: 1 HNL = 0.1007 XCD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XCD

You Receive (Estimate): HNL

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XCD = 9.9269 HNL

Kurs odwrotny: 1 HNL = 0.1007 XCD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check HNL to XCD (Honduran Lempira to East Caribbean Dollar) Live Converter →

XCD to HNL Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for East Caribbean Dollar against Honduran Lempira

Period High

10.0460 HNL

Period Low

9.8078 HNL

Volatility / Avg

9.9269 HNL

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 9.8078 HNL

Max: 10.0460 HNL

52-Week Range (1Y) Current Position: 65% Range

Min: 9.5794 HNL

Max: 10.2743 HNL

Standard Denomination Conversion Matrix (XCD & HNL)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

East Caribbean Dollar → Honduran Lempira (XCD / HNL)

Wholesale Benchmark

East Caribbean Dollar (XCD)	Honduran Lempira (HNL)
1 XCD	9.93 HNL
5 XCD	49.63 HNL
10 XCD	99.27 HNL
25 XCD	248.17 HNL
50 XCD	496.34 HNL
100 XCD	992.69 HNL
200 XCD	1,985.38 HNL
250 XCD	2,481.72 HNL
500 XCD	4,963.44 HNL
1,000 XCD	9,926.88 HNL
2,500 XCD	24,817.19 HNL
5,000 XCD	49,634.39 HNL
10,000 XCD	99,268.78 HNL

Honduran Lempira → East Caribbean Dollar (HNL / XCD)

Wholesale Benchmark

Honduran Lempira (HNL)	East Caribbean Dollar (XCD)
1 HNL	0.10 XCD
5 HNL	0.50 XCD
10 HNL	1.01 XCD
25 HNL	2.52 XCD
50 HNL	5.04 XCD
100 HNL	10.07 XCD
200 HNL	20.15 XCD
250 HNL	25.18 XCD
500 HNL	50.37 XCD
1,000 HNL	100.74 XCD
2,500 HNL	251.84 XCD
5,000 HNL	503.68 XCD
10,000 HNL	1,007.37 XCD

Provider / Channel	XCD/HNL Effective Exchange Rate	Estimated Fee	Estimated Received (HNL)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	9.9269 HNL	0.00%	49,634.39 HNL	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	9.5794 HNL	~3.50%	47,897.18 HNL	-1,737.20 HNL
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	8.9342 HNL	~10.00%	44,670.95 HNL	-4,963.44 HNL

1 XCD to HNL: East Caribbean Dollar to Honduran Lempira Exchange Guide

Searches for 1 XCD to HNL or convert XCD to HNL describe the amount of Honduran Lempira received per 1 East Caribbean Dollar. At today's wholesale baseline of 1 XCD = 9.9269 HNL (inverse: 1 HNL = 0.1007 XCD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Eastern Caribbean ↔ Honduras)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Eastern Caribbean Central Bank (ECCB) and Central Bank of Honduras (BCH) shape the medium-to-long term valuation of XCD/HNL.

XCD and HNL Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Eastern Caribbean and Honduras.

How the XCD to HNL Exchange Rate Works

Foreign exchange transactions between Eastern Caribbean (XCD) and Honduras (HNL) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XCD and HNL:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Eastern Caribbean Central Bank (ECCB) and Central Bank of Honduras (BCH) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Eastern Caribbean and Honduras exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (HNL) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: East Caribbean Dollar to Honduran Lempira Conversion

Common questions regarding East Caribbean Dollar to Honduran Lempira conversion, bank spreads, and transfer costs.

How much is 1,000 XCD in HNL today?

At the current mid-market exchange rate (1 XCD = 9.9269 HNL), 1,000 East Caribbean Dollar equals approximately 9,926.88 Honduran Lempira. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for East Caribbean Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XCD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Eastern Caribbean Central Bank (ECCB)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.