LocalExchangeRates.com

Official Rate Sheet: Jamaican Dollar (JMD) / Ghanaian Cedi (GHS)

Date generated:

Mid-Market Rate: 1 JMD = 0.0742 GHS

Real-Time Interbank Wholesale Feed: October 6, 2026

Jamaican Dollar to Ghanaian Cedi Exchange Rate (JMD to GHS)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 JMD in GHS?

1 JMD = 0.0742 GHS

At the current mid-market wholesale exchange rate, converting 1,000 Jamaican Dollar (JMD) yields approximately 74.19 Ghanaian Cedi (GHS) (inverse rate: 1 GHS = 13.4798 JMD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): JMD

You Receive (Estimate): GHS

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 JMD = 0.0742 GHS

Kurs odwrotny: 1 GHS = 13.4798 JMD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check GHS to JMD (Ghanaian Cedi to Jamaican Dollar) Live Converter →

JMD to GHS Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Jamaican Dollar against Ghanaian Cedi

Period High

0.0751 GHS

Period Low

0.0733 GHS

Volatility / Avg

0.0742 GHS

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.0733 GHS

Max: 0.0751 GHS

52-Week Range (1Y) Current Position: 65% Range

Min: 0.0716 GHS

Max: 0.0768 GHS

Standard Denomination Conversion Matrix (JMD & GHS)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Jamaican Dollar → Ghanaian Cedi (JMD / GHS)

Wholesale Benchmark

Jamaican Dollar (JMD)	Ghanaian Cedi (GHS)
1 JMD	0.07 GHS
5 JMD	0.37 GHS
10 JMD	0.74 GHS
25 JMD	1.85 GHS
50 JMD	3.71 GHS
100 JMD	7.42 GHS
200 JMD	14.84 GHS
250 JMD	18.55 GHS
500 JMD	37.09 GHS
1,000 JMD	74.19 GHS
2,500 JMD	185.46 GHS
5,000 JMD	370.93 GHS
10,000 JMD	741.85 GHS

Ghanaian Cedi → Jamaican Dollar (GHS / JMD)

Wholesale Benchmark

Ghanaian Cedi (GHS)	Jamaican Dollar (JMD)
1 GHS	13.48 JMD
5 GHS	67.40 JMD
10 GHS	134.80 JMD
25 GHS	336.99 JMD
50 GHS	673.99 JMD
100 GHS	1,347.98 JMD
200 GHS	2,695.95 JMD
250 GHS	3,369.94 JMD
500 GHS	6,739.88 JMD
1,000 GHS	13,479.77 JMD
2,500 GHS	33,699.42 JMD
5,000 GHS	67,398.84 JMD
10,000 GHS	134,797.68 JMD

Provider / Channel	JMD/GHS Effective Exchange Rate	Estimated Fee	Estimated Received (GHS)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.0742 GHS	0.00%	370.93 GHS	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.0716 GHS	~3.50%	357.94 GHS	-12.98 GHS
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.0668 GHS	~10.00%	333.83 GHS	-37.09 GHS

1 JMD to GHS: Jamaican Dollar to Ghanaian Cedi Exchange Guide

Searches for 1 JMD to GHS or convert JMD to GHS describe the amount of Ghanaian Cedi received per 1 Jamaican Dollar. At today's wholesale baseline of 1 JMD = 0.0742 GHS (inverse: 1 GHS = 13.4798 JMD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Jamaica ↔ Ghana)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Bank of Jamaica (BoJ) and Bank of Ghana (BoG) shape the medium-to-long term valuation of JMD/GHS.

JMD and GHS Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Jamaica and Ghana.

How the JMD to GHS Exchange Rate Works

Foreign exchange transactions between Jamaica (JMD) and Ghana (GHS) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between JMD and GHS:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Bank of Jamaica (BoJ) and Bank of Ghana (BoG) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Jamaica and Ghana exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (GHS) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Jamaican Dollar to Ghanaian Cedi Conversion

Common questions regarding Jamaican Dollar to Ghanaian Cedi conversion, bank spreads, and transfer costs.

How much is 1,000 JMD in GHS today?

At the current mid-market exchange rate (1 JMD = 0.0742 GHS), 1,000 Jamaican Dollar equals approximately 74.19 Ghanaian Cedi. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Jamaican Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with JMD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Bank of Jamaica (BoJ)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.