๐ช NEO
NEO
The NEO (currency code: NEO) is the official legal tender of NEO Network, issued and regulated by NEO Foundation. Its valuation reflects global trade balances, macroprudential monetary policy, and interbank liquidity conditions.
LocalExchangeRates.com
Official Rate Sheet: NEO (NEO) / Stellar Lumens (XLM)
Date generated:
Mid-Market Rate: 1 NEO = 86.0952 XLM
Real-Time Interbank Wholesale Feed: October 6, 2026
NEO to Stellar Lumens Exchange Rate (NEO to XLM)
Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.
Bottom Line Up Front (BLUF): How much is 1,000 NEO in XLM?
1 NEO = 86.0952 XLM
At the current mid-market wholesale exchange rate, converting 1,000 NEO (NEO) yields approximately 86,095.24 Stellar Lumens (XLM) (inverse rate: 1 XLM = 0.0116 NEO). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.
NEO
XLM
Wycena na podstawie ลredniego kursu
miฤdzybankowego (0,00% marลผy)
Looking for reverse calculation? Check XLM to NEO (Stellar Lumens to NEO) Live Converter โ
NEO to XLM Real-Time & Historical Rate Chart
Track historical volatility and key price support levels for NEO against Stellar Lumens
Period High
87.1284 XLM
Period Low
85.0621 XLM
Volatility / Avg
86.0952 XLM
Mid-Market Trend
+0.25%
Standard Denomination Conversion Matrix (NEO & XLM)
Wholesale interbank rate matrix with zero retail markup or hidden fees.
NEO โ Stellar Lumens (NEO / XLM)
Wholesale Benchmark
| NEO (NEO) | Stellar Lumens (XLM) |
|---|---|
| 1 NEO | 86.10 XLM |
| 5 NEO | 430.48 XLM |
| 10 NEO | 860.95 XLM |
| 25 NEO | 2,152.38 XLM |
| 50 NEO | 4,304.76 XLM |
| 100 NEO | 8,609.52 XLM |
| 200 NEO | 17,219.05 XLM |
| 250 NEO | 21,523.81 XLM |
| 500 NEO | 43,047.62 XLM |
| 1,000 NEO | 86,095.24 XLM |
| 2,500 NEO | 215,238.10 XLM |
| 5,000 NEO | 430,476.19 XLM |
| 10,000 NEO | 860,952.38 XLM |
Stellar Lumens โ NEO (XLM / NEO)
Wholesale Benchmark
| Stellar Lumens (XLM) | NEO (NEO) |
|---|---|
| 1 XLM | 0.01 NEO |
| 5 XLM | 0.06 NEO |
| 10 XLM | 0.12 NEO |
| 25 XLM | 0.29 NEO |
| 50 XLM | 0.58 NEO |
| 100 XLM | 1.16 NEO |
| 200 XLM | 2.32 NEO |
| 250 XLM | 2.90 NEO |
| 500 XLM | 5.81 NEO |
| 1,000 XLM | 11.62 NEO |
| 2,500 XLM | 29.04 NEO |
| 5,000 XLM | 58.08 NEO |
| 10,000 XLM | 116.15 NEO |
| Provider / Channel | NEO/XLM Effective Exchange Rate | Estimated Fee | Estimated Received (XLM) | Effective Difference |
|---|---|---|---|---|
|
LocalExchangeRates
Interbank Wholesale (Pure Benchmark)
|
86.0952 XLM | 0.00% | 430,476.19 XLM | Benchmark (0%) |
|
Major Commercial High-Street Banks
Standard bank wire / counter transfer
|
83.0819 XLM | ~3.50% | 415,409.52 XLM | -15,066.67 XLM |
|
Airport Currency Exchange Kiosks
Airport terminal cash counters
|
77.4857 XLM | ~10.00% | 387,428.57 XLM | -43,047.62 XLM |
1 NEO to XLM: NEO to Stellar Lumens Exchange Guide
Searches for 1 NEO to XLM or convert NEO to XLM describe the amount of Stellar Lumens received per 1 NEO. At today's wholesale baseline of 1 NEO = 86.0952 XLM (inverse: 1 XLM = 0.0116 NEO), understanding retail bank margins helps protect your funds:
๐ International Transfers & Travel (NEO Network โ Stellar Network)
Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.
๐ฆ Commercial Bank Spreads
Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.
๐ Monetary Policy Drivers
Interest rate decisions and monetary policies set by NEO Foundation and Stellar Development Foundation shape the medium-to-long term valuation of NEO/XLM.
NEO and XLM Currency Profiles
Official monetary framework, central bank governance, and banknote specifications for NEO Network and Stellar Network.
๐ช XLM
Stellar Lumens
The Stellar Lumens (currency code: XLM) is the official legal tender of Stellar Network, issued and regulated by Stellar Development Foundation. Its valuation reflects global trade balances, macroprudential monetary policy, and interbank liquidity conditions.
How the NEO to XLM Exchange Rate Works
Foreign exchange transactions between NEO Network (NEO) and Stellar Network (XLM) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.
Key considerations when converting or transferring between NEO and XLM:
- Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
- Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by NEO Foundation and Stellar Development Foundation serve as the primary long-term drivers for this currency pair.
- Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between NEO Network and Stellar Network exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
- Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XLM) rather than your home billing currency to bypass costly DCC conversion markups.
LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.
Frequently Asked Questions: NEO to Stellar Lumens Conversion
Common questions regarding NEO to Stellar Lumens conversion, bank spreads, and transfer costs.
How much is 1,000 NEO in XLM today?
At the current mid-market exchange rate (1 NEO = 86.0952 XLM), 1,000 NEO equals approximately 86,095.24 Stellar Lumens. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.
Where can I get the best exchange rate for NEO?
To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.
Are there cash declaration limits when traveling with NEO?
Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (NEO Foundation) prior to departure.
Does the exchange rate fluctuate during weekends?
Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.
How is the mid-market exchange rate calculated?
The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.
Popular NEO Exchange Corridors & Cross Rates
Track real-time mid-market rates and conversion calculations for related currency pairs.
XLM to NEO (Reverse) โ
Stellar Lumens to NEO
NEO to USD โ
NEO to United States Dollar
NEO to EUR โ
NEO to Euro
NEO to GBP โ
NEO to British Pound Sterling
NEO to CAD โ
NEO to Canadian Dollar
NEO to AUD โ
NEO to Australian Dollar
NEO to JPY โ
NEO to Japanese Yen
NEO to CNY โ
NEO to Chinese Yuan