LocalExchangeRates.com

Official Rate Sheet: Singapore Dollar (SGD) / Stellar Lumens (XLM)

Date generated:

Mid-Market Rate: 1 SGD = 8.1320 XLM

Real-Time Interbank Wholesale Feed: October 6, 2026

Singapore Dollar to Stellar Lumens Exchange Rate (SGD to XLM)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 SGD in XLM?

1 SGD = 8.1320 XLM

At the current mid-market wholesale exchange rate, converting 1,000 Singapore Dollar (SGD) yields approximately 8,132.04 Stellar Lumens (XLM) (inverse rate: 1 XLM = 0.1230 SGD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): SGD

You Receive (Estimate): XLM

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 SGD = 8.1320 XLM

Kurs odwrotny: 1 XLM = 0.1230 SGD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XLM to SGD (Stellar Lumens to Singapore Dollar) Live Converter →

SGD to XLM Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Singapore Dollar against Stellar Lumens

Period High

8.2296 XLM

Period Low

8.0345 XLM

Volatility / Avg

8.1320 XLM

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 8.0345 XLM

Max: 8.2296 XLM

52-Week Range (1Y) Current Position: 65% Range

Min: 7.8474 XLM

Max: 8.4167 XLM

Standard Denomination Conversion Matrix (SGD & XLM)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Singapore Dollar → Stellar Lumens (SGD / XLM)

Wholesale Benchmark

Singapore Dollar (SGD)	Stellar Lumens (XLM)
1 SGD	8.13 XLM
5 SGD	40.66 XLM
10 SGD	81.32 XLM
25 SGD	203.30 XLM
50 SGD	406.60 XLM
100 SGD	813.20 XLM
200 SGD	1,626.41 XLM
250 SGD	2,033.01 XLM
500 SGD	4,066.02 XLM
1,000 SGD	8,132.04 XLM
2,500 SGD	20,330.09 XLM
5,000 SGD	40,660.18 XLM
10,000 SGD	81,320.36 XLM

Stellar Lumens → Singapore Dollar (XLM / SGD)

Wholesale Benchmark

Stellar Lumens (XLM)	Singapore Dollar (SGD)
1 XLM	0.12 SGD
5 XLM	0.61 SGD
10 XLM	1.23 SGD
25 XLM	3.07 SGD
50 XLM	6.15 SGD
100 XLM	12.30 SGD
200 XLM	24.59 SGD
250 XLM	30.74 SGD
500 XLM	61.49 SGD
1,000 XLM	122.97 SGD
2,500 XLM	307.43 SGD
5,000 XLM	614.85 SGD
10,000 XLM	1,229.70 SGD

Provider / Channel	SGD/XLM Effective Exchange Rate	Estimated Fee	Estimated Received (XLM)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	8.1320 XLM	0.00%	40,660.18 XLM	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	7.8474 XLM	~3.50%	39,237.07 XLM	-1,423.11 XLM
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	7.3188 XLM	~10.00%	36,594.16 XLM	-4,066.02 XLM

1 SGD to XLM: Singapore Dollar to Stellar Lumens Exchange Guide

Searches for 1 SGD to XLM or convert SGD to XLM describe the amount of Stellar Lumens received per 1 Singapore Dollar. At today's wholesale baseline of 1 SGD = 8.1320 XLM (inverse: 1 XLM = 0.1230 SGD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Singapore ↔ Stellar Network)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Monetary Authority of Singapore (MAS) and Stellar Development Foundation shape the medium-to-long term valuation of SGD/XLM.

SGD and XLM Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Singapore and Stellar Network.

How the SGD to XLM Exchange Rate Works

Foreign exchange transactions between Singapore (SGD) and Stellar Network (XLM) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between SGD and XLM:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Monetary Authority of Singapore (MAS) and Stellar Development Foundation serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Singapore and Stellar Network exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XLM) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Singapore Dollar to Stellar Lumens Conversion

Common questions regarding Singapore Dollar to Stellar Lumens conversion, bank spreads, and transfer costs.

How much is 1,000 SGD in XLM today?

At the current mid-market exchange rate (1 SGD = 8.1320 XLM), 1,000 Singapore Dollar equals approximately 8,132.04 Stellar Lumens. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Singapore Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with SGD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Monetary Authority of Singapore (MAS)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.