LocalExchangeRates.com

Official Rate Sheet: East Caribbean Dollar (XCD) / Bermudian Dollar (BMD)

Date generated:

Mid-Market Rate: 1 XCD = 0.3700 BMD

Real-Time Interbank Wholesale Feed: October 6, 2026

East Caribbean Dollar to Bermudian Dollar Exchange Rate (XCD to BMD)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XCD in BMD?

1 XCD = 0.3700 BMD

At the current mid-market wholesale exchange rate, converting 1,000 East Caribbean Dollar (XCD) yields approximately 370.02 Bermudian Dollar (BMD) (inverse rate: 1 BMD = 2.7025 XCD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XCD

You Receive (Estimate): BMD

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XCD = 0.3700 BMD

Kurs odwrotny: 1 BMD = 2.7025 XCD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check BMD to XCD (Bermudian Dollar to East Caribbean Dollar) Live Converter →

XCD to BMD Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for East Caribbean Dollar against Bermudian Dollar

Period High

0.3745 BMD

Period Low

0.3656 BMD

Volatility / Avg

0.3700 BMD

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.3656 BMD

Max: 0.3745 BMD

52-Week Range (1Y) Current Position: 65% Range

Min: 0.3571 BMD

Max: 0.3830 BMD

Standard Denomination Conversion Matrix (XCD & BMD)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

East Caribbean Dollar → Bermudian Dollar (XCD / BMD)

Wholesale Benchmark

East Caribbean Dollar (XCD)	Bermudian Dollar (BMD)
1 XCD	0.37 BMD
5 XCD	1.85 BMD
10 XCD	3.70 BMD
25 XCD	9.25 BMD
50 XCD	18.50 BMD
100 XCD	37.00 BMD
200 XCD	74.00 BMD
250 XCD	92.51 BMD
500 XCD	185.01 BMD
1,000 XCD	370.02 BMD
2,500 XCD	925.05 BMD
5,000 XCD	1,850.10 BMD
10,000 XCD	3,700.21 BMD

Bermudian Dollar → East Caribbean Dollar (BMD / XCD)

Wholesale Benchmark

Bermudian Dollar (BMD)	East Caribbean Dollar (XCD)
1 BMD	2.70 XCD
5 BMD	13.51 XCD
10 BMD	27.03 XCD
25 BMD	67.56 XCD
50 BMD	135.13 XCD
100 BMD	270.25 XCD
200 BMD	540.51 XCD
250 BMD	675.64 XCD
500 BMD	1,351.27 XCD
1,000 BMD	2,702.55 XCD
2,500 BMD	6,756.37 XCD
5,000 BMD	13,512.75 XCD
10,000 BMD	27,025.50 XCD

Provider / Channel	XCD/BMD Effective Exchange Rate	Estimated Fee	Estimated Received (BMD)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.3700 BMD	0.00%	1,850.10 BMD	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.3571 BMD	~3.50%	1,785.35 BMD	-64.75 BMD
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.3330 BMD	~10.00%	1,665.09 BMD	-185.01 BMD

1 XCD to BMD: East Caribbean Dollar to Bermudian Dollar Exchange Guide

Searches for 1 XCD to BMD or convert XCD to BMD describe the amount of Bermudian Dollar received per 1 East Caribbean Dollar. At today's wholesale baseline of 1 XCD = 0.3700 BMD (inverse: 1 BMD = 2.7025 XCD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Eastern Caribbean ↔ BMD Currency Area)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Eastern Caribbean Central Bank (ECCB) and Monetary Authority (BMD) shape the medium-to-long term valuation of XCD/BMD.

XCD and BMD Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Eastern Caribbean and BMD Currency Area.

How the XCD to BMD Exchange Rate Works

Foreign exchange transactions between Eastern Caribbean (XCD) and BMD Currency Area (BMD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XCD and BMD:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Eastern Caribbean Central Bank (ECCB) and Monetary Authority (BMD) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Eastern Caribbean and BMD Currency Area exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (BMD) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: East Caribbean Dollar to Bermudian Dollar Conversion

Common questions regarding East Caribbean Dollar to Bermudian Dollar conversion, bank spreads, and transfer costs.

How much is 1,000 XCD in BMD today?

At the current mid-market exchange rate (1 XCD = 0.3700 BMD), 1,000 East Caribbean Dollar equals approximately 370.02 Bermudian Dollar. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for East Caribbean Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XCD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Eastern Caribbean Central Bank (ECCB)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.