LocalExchangeRates.com

Official Rate Sheet: East Caribbean Dollar (XCD) / Ghanaian Cedi (GHS)

Date generated:

Mid-Market Rate: 1 XCD = 4.3425 GHS

Real-Time Interbank Wholesale Feed: October 6, 2026

East Caribbean Dollar to Ghanaian Cedi Exchange Rate (XCD to GHS)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XCD in GHS?

1 XCD = 4.3425 GHS

At the current mid-market wholesale exchange rate, converting 1,000 East Caribbean Dollar (XCD) yields approximately 4,342.50 Ghanaian Cedi (GHS) (inverse rate: 1 GHS = 0.2303 XCD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XCD

You Receive (Estimate): GHS

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XCD = 4.3425 GHS

Kurs odwrotny: 1 GHS = 0.2303 XCD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check GHS to XCD (Ghanaian Cedi to East Caribbean Dollar) Live Converter →

XCD to GHS Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for East Caribbean Dollar against Ghanaian Cedi

Period High

4.3946 GHS

Period Low

4.2904 GHS

Volatility / Avg

4.3425 GHS

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 4.2904 GHS

Max: 4.3946 GHS

52-Week Range (1Y) Current Position: 65% Range

Min: 4.1905 GHS

Max: 4.4945 GHS

Standard Denomination Conversion Matrix (XCD & GHS)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

East Caribbean Dollar → Ghanaian Cedi (XCD / GHS)

Wholesale Benchmark

East Caribbean Dollar (XCD)	Ghanaian Cedi (GHS)
1 XCD	4.34 GHS
5 XCD	21.71 GHS
10 XCD	43.42 GHS
25 XCD	108.56 GHS
50 XCD	217.12 GHS
100 XCD	434.25 GHS
200 XCD	868.50 GHS
250 XCD	1,085.62 GHS
500 XCD	2,171.25 GHS
1,000 XCD	4,342.50 GHS
2,500 XCD	10,856.25 GHS
5,000 XCD	21,712.50 GHS
10,000 XCD	43,425.00 GHS

Ghanaian Cedi → East Caribbean Dollar (GHS / XCD)

Wholesale Benchmark

Ghanaian Cedi (GHS)	East Caribbean Dollar (XCD)
1 GHS	0.23 XCD
5 GHS	1.15 XCD
10 GHS	2.30 XCD
25 GHS	5.76 XCD
50 GHS	11.51 XCD
100 GHS	23.03 XCD
200 GHS	46.06 XCD
250 GHS	57.57 XCD
500 GHS	115.14 XCD
1,000 GHS	230.28 XCD
2,500 GHS	575.71 XCD
5,000 GHS	1,151.41 XCD
10,000 GHS	2,302.82 XCD

Provider / Channel	XCD/GHS Effective Exchange Rate	Estimated Fee	Estimated Received (GHS)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	4.3425 GHS	0.00%	21,712.50 GHS	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	4.1905 GHS	~3.50%	20,952.56 GHS	-759.94 GHS
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	3.9082 GHS	~10.00%	19,541.25 GHS	-2,171.25 GHS

1 XCD to GHS: East Caribbean Dollar to Ghanaian Cedi Exchange Guide

Searches for 1 XCD to GHS or convert XCD to GHS describe the amount of Ghanaian Cedi received per 1 East Caribbean Dollar. At today's wholesale baseline of 1 XCD = 4.3425 GHS (inverse: 1 GHS = 0.2303 XCD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Eastern Caribbean ↔ Ghana)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Eastern Caribbean Central Bank (ECCB) and Bank of Ghana (BoG) shape the medium-to-long term valuation of XCD/GHS.

XCD and GHS Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Eastern Caribbean and Ghana.

How the XCD to GHS Exchange Rate Works

Foreign exchange transactions between Eastern Caribbean (XCD) and Ghana (GHS) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XCD and GHS:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Eastern Caribbean Central Bank (ECCB) and Bank of Ghana (BoG) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Eastern Caribbean and Ghana exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (GHS) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: East Caribbean Dollar to Ghanaian Cedi Conversion

Common questions regarding East Caribbean Dollar to Ghanaian Cedi conversion, bank spreads, and transfer costs.

How much is 1,000 XCD in GHS today?

At the current mid-market exchange rate (1 XCD = 4.3425 GHS), 1,000 East Caribbean Dollar equals approximately 4,342.50 Ghanaian Cedi. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for East Caribbean Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XCD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Eastern Caribbean Central Bank (ECCB)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.