Currency exchange

Currency Exchange in San Pedro Sula

Actualizado Oct 2, 2026 · 11:00 AM ET

Compare cash exchange rates across Mall Multiplaza, City Mall, and major commercial bank branches in San Pedro Sula.

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Dealer
Banco de Occidente
San Pedro Sula · San Pedro Sula branch
1 USD = 26.8500 HNL
Por 500 USD → recibes aprox. 13,425 HNL
ahorras frente a mostradores de aeropuerto ~1,343 HNL (8–12%)
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Casa de cambio física verificada

Banco de Occidente

San Pedro Sula · San Pedro Sula branch
closest183 km
Compra
26.8500
Venta
26.9800
Tight <1.5% Mid 1.5–3% Wide >3%
casas de cambio verificadas
1
Cash dependency
Medium
Region
Central America

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Currency Exchange Guide for San Pedro Sula

BLUF (Bottom Line Up Front): Do not exchange substantial sums at Ramón Villeda Morales International Airport (SAP), where terminal kiosks charge markups exceeding 10%. In San Pedro Sula’s secure commercial zones, inside modern enclosed shopping malls such as Mall Multiplaza and City Mall, major commercial banks (Banco Ficohsa, BAC Credomatic, Banco Atlántida) offer tight spreads between 1.0% and 1.8% pegged to Central Bank of Honduras (BCH) reference rates.

San Pedro Sula is the industrial and commercial driver of Honduras. Foreign exchange transactions are strictly channeled through the formal national banking system, ensuring regulated rates and high transaction safety.

Key Currency Exchange Districts in San Pedro Sula

Mall Multiplaza & Circunvalación

The safest and most modern shopping and hotel area in the city. Features secure branch tellers of Banco Ficohsa and BAC.

City Mall (Circunvalación Avenue)

Massive shopping complex with multiple full-service bank branches, convenient ATMs, and extended weekend hours.

Barrio Guamilito & Downtown

Commercial area famous for its artisan market, hosting corporate banking headquarters and remittance agencies.

Ramón Villeda Morales Airport (SAP)

Located east of the city in La Lima. Convert only 20 dollars to cover immediate ground taxi transport to your hotel.

Comparing Cash Exchange Options

Venue Category Neighborhood / District Typical Spread Trading Features
Banco Ficohsa - Multiplaza Branch Boulevard del Sur, Circunvalación 1.0% - 1.6% Top-tier commercial branch with high cash liquidity and security
BAC Credomatic & Banco Atlántida City Mall, Barrio Guamilito 1.1% - 1.8% Extensive national bank network with dedicated foreign exchange tellers
Banco del País (Banpaís) Torre Banpaís, 10 Avenida 1.2% - 1.9% Strong regional bank presence with reliable currency exchange windows
Airport Arrival Kiosks (SAP) Arrival passenger terminal 10.0% - 15.0% High overhead markup; exchange only minimal cash for taxi fares

Local Money Logistics & Payment Methods

A licensed official taxi from Villeda Morales Airport to major hotels along Avenida Circunvalación costs about 20 to 25 USD and takes 25 to 35 minutes. Public transit buses are not recommended for international visitors carrying luggage. Bring crisp 20, 50, or 100 USD bills without pen marks or folds for over-the-counter exchange.

Regulations, Taxes & Counterfeit Safety

Currency transactions in Honduras are overseen by the Banco Central de Honduras (BCH). International visitors must present their physical original passport for identity verification. Bringing more than 10,000 USD in physical cash into Honduras requires a mandatory customs declaration.

Frequently Asked Questions: Currency Exchange in San Pedro Sula

Where is the safest place to exchange currency in San Pedro Sula?
Inside bank branches located within enclosed shopping complexes like Mall Multiplaza or City Mall.
Can I pay in US dollars in San Pedro Sula?
Yes, many upscale hotels, restaurants, and shopping mall stores accept US dollars, though change is often given in lempiras.
Should I convert money at San Pedro Sula Airport?
Only convert a small sum for your initial airport cab ride, as airport counters charge heavy markups.
What documents are required to exchange currency at banks?
You must present an original valid international passport at the teller desk.
Can I exchange currencies other than US dollars in San Pedro Sula?
Nearly all banks trade only US dollars. Euros or pounds are extremely difficult to exchange locally.