Currency exchange

Currency Exchange in Tegucigalpa

Actualizado Oct 2, 2026 · 11:00 AM ET

Compare cash exchange rates across Boulevard Morazán, Mall Multiplaza, and Colonia Palmira in Tegucigalpa.

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Dealer
Banco de Occidente
Tegucigalpa · Tegucigalpa branch
1 USD = 26.8500 HNL
Por 500 USD → recibes aprox. 13,425 HNL
ahorras frente a mostradores de aeropuerto ~1,343 HNL (8–12%)
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Casa de cambio física verificada

Banco de Occidente

Tegucigalpa · Tegucigalpa branch
closest0 m
Compra
26.8500
Venta
26.9800
Tight <1.5% Mid 1.5–3% Wide >3%
casas de cambio verificadas
1
Cash dependency
Medium
Region
Central America

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Currency Exchange Guide for Tegucigalpa

BLUF (Bottom Line Up Front): Avoid exchanging substantial sums at Palmerola International Airport (XPL) or Toncontín, where terminal kiosks charge markups exceeding 11%. In Tegucigalpa, bank branches along Boulevard Morazán, in Colonia Palmira, and inside secure malls such as Mall Multiplaza and Cascadas Mall offer tight spreads between 1.0% and 1.7% pegged to official central bank rates.

Tegucigalpa is the political and administrative capital of Honduras. Regulated commercial banks provide the safest and most efficient venue for exchanging foreign banknotes into Honduran Lempiras (HNL).

Key Currency Exchange Districts in Tegucigalpa

Mall Multiplaza & Las Lomas

The capital’s premier commercial and hotel quarter. Houses secure branch offices of Banco Ficohsa, BAC Credomatic, and Davivienda.

Boulevard Morazán & Colonia Palmira

Diplomatic and corporate district featuring prominent hotel chains and full-service banking agencies.

Cascadas Mall & Boulevard Fuerzas Armadas

Major modern mall in the southern sector with reliable ATMs and convenient teller desks.

Palmerola Airport (XPL)

Located an hour away in Comayagua. Convert only small sums required for ground coach or shuttle transport into the capital.

Comparing Cash Exchange Options

Venue Category Neighborhood / District Typical Spread Trading Features
Banco Ficohsa - Multiplaza Flagship Boulevard San Juan Bosco 1.0% - 1.6% Excellent security, high cash liquidity, and rapid teller service
BAC Credomatic & Banco Atlántida Boulevard Morazán, Palmira 1.1% - 1.7% Leading banking desks with dedicated foreign exchange teller windows
Banco de Occidente & Banpaís Colonia Palmira, Cascadas Mall 1.2% - 1.9% Traditional financial institutions with widespread branch networks
Palmerola Airport Arrival Kiosks International arrivals concourse 11.0% - 15.0% High overhead rates; exchange only immediate shuttle money

Local Money Logistics & Payment Methods

Travel from Palmerola Airport into Tegucigalpa by executive coach or prearranged taxi takes 60 to 85 minutes and costs between 15 and 30 USD. If landing at Toncontín for regional domestic flights, a local cab into the center takes 20 minutes for 8 to 12 USD. Carry clean, uncreased US dollar bills with no ink stamps or minor tears.

Regulations, Taxes & Counterfeit Safety

Foreign currency exchange is regulated by the Banco Central de Honduras. Foreign tourists must present their physical original passport at bank counters. Cash sums exceeding 10,000 USD or equivalent must be declared to customs authorities upon arrival in Honduras.

Frequently Asked Questions: Currency Exchange in Tegucigalpa

Where can I get the best exchange rate in Tegucigalpa?
At bank branches inside Mall Multiplaza or along Boulevard Morazán (Banco Ficohsa, BAC Credomatic).
Should I convert my travel funds at Palmerola Airport?
No. Airport counters charge hefty spreads. Convert only 20 dollars for your bus or taxi into Tegucigalpa.
What foreign currencies are accepted in Tegucigalpa?
US dollars are accepted virtually everywhere. Euros are rarely traded outside central bank headquarters.
Do I need my physical passport to exchange currency?
Yes. Bank tellers are legally required to inspect your physical passport before conducting any exchange.
Are international credit cards widely usable in Tegucigalpa?
Yes. Major hotels, restaurants, and retail stores accept foreign Visa and Mastercard cards without issues.