LocalExchangeRates.com

Official Rate Sheet: United States Dollar (USD) / Ghanaian Cedi (GHS)

Date generated:

Mid-Market Rate: 1 USD = 11.7358 GHS

Real-Time Interbank Wholesale Feed: October 6, 2026

United States Dollar to Ghanaian Cedi Exchange Rate (USD to GHS)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 USD in GHS?

1 USD = 11.7358 GHS

At the current mid-market wholesale exchange rate, converting 1,000 United States Dollar (USD) yields approximately 11,735.82 Ghanaian Cedi (GHS) (inverse rate: 1 GHS = 0.0852 USD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): USD

You Receive (Estimate): GHS

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 USD = 11.7358 GHS

Kurs odwrotny: 1 GHS = 0.0852 USD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check GHS to USD (Ghanaian Cedi to United States Dollar) Live Converter →

USD to GHS Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for United States Dollar against Ghanaian Cedi

Period High

11.8767 GHS

Period Low

11.5950 GHS

Volatility / Avg

11.7358 GHS

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 11.5950 GHS

Max: 11.8767 GHS

52-Week Range (1Y) Current Position: 65% Range

Min: 11.3251 GHS

Max: 12.1466 GHS

Standard Denomination Conversion Matrix (USD & GHS)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

United States Dollar → Ghanaian Cedi (USD / GHS)

Wholesale Benchmark

United States Dollar (USD)	Ghanaian Cedi (GHS)
1 USD	11.74 GHS
5 USD	58.68 GHS
10 USD	117.36 GHS
25 USD	293.40 GHS
50 USD	586.79 GHS
100 USD	1,173.58 GHS
200 USD	2,347.16 GHS
250 USD	2,933.96 GHS
500 USD	5,867.91 GHS
1,000 USD	11,735.82 GHS
2,500 USD	29,339.55 GHS
5,000 USD	58,679.10 GHS
10,000 USD	117,358.20 GHS

Ghanaian Cedi → United States Dollar (GHS / USD)

Wholesale Benchmark

Ghanaian Cedi (GHS)	United States Dollar (USD)
1 GHS	0.09 USD
5 GHS	0.43 USD
10 GHS	0.85 USD
25 GHS	2.13 USD
50 GHS	4.26 USD
100 GHS	8.52 USD
200 GHS	17.04 USD
250 GHS	21.30 USD
500 GHS	42.60 USD
1,000 GHS	85.21 USD
2,500 GHS	213.02 USD
5,000 GHS	426.05 USD
10,000 GHS	852.09 USD

Provider / Channel	USD/GHS Effective Exchange Rate	Estimated Fee	Estimated Received (GHS)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	11.7358 GHS	0.00%	58,679.10 GHS	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	11.3251 GHS	~3.50%	56,625.33 GHS	-2,053.77 GHS
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	10.5622 GHS	~10.00%	52,811.19 GHS	-5,867.91 GHS

1 USD to GHS: United States Dollar to Ghanaian Cedi Exchange Guide

Searches for 1 USD to GHS or convert USD to GHS describe the amount of Ghanaian Cedi received per 1 United States Dollar. At today's wholesale baseline of 1 USD = 11.7358 GHS (inverse: 1 GHS = 0.0852 USD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (United States ↔ Ghana)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Federal Reserve System (Fed) and Bank of Ghana (BoG) shape the medium-to-long term valuation of USD/GHS.

USD and GHS Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for United States and Ghana.

How the USD to GHS Exchange Rate Works

Foreign exchange transactions between United States (USD) and Ghana (GHS) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between USD and GHS:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Federal Reserve System (Fed) and Bank of Ghana (BoG) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between United States and Ghana exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (GHS) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: United States Dollar to Ghanaian Cedi Conversion

Common questions regarding United States Dollar to Ghanaian Cedi conversion, bank spreads, and transfer costs.

How much is 1,000 USD in GHS today?

At the current mid-market exchange rate (1 USD = 11.7358 GHS), 1,000 United States Dollar equals approximately 11,735.82 Ghanaian Cedi. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for United States Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with USD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Federal Reserve System (Fed)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.