LocalExchangeRates.com

Official Rate Sheet: Cayman Islands Dollar (KYD) / East Caribbean Dollar (XCD)

Date generated:

Mid-Market Rate: 1 KYD = 3.2456 XCD

Real-Time Interbank Wholesale Feed: October 6, 2026

Cayman Islands Dollar to East Caribbean Dollar Exchange Rate (KYD to XCD)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 KYD in XCD?

1 KYD = 3.2456 XCD

At the current mid-market wholesale exchange rate, converting 1,000 Cayman Islands Dollar (KYD) yields approximately 3,245.65 East Caribbean Dollar (XCD) (inverse rate: 1 XCD = 0.3081 KYD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): KYD

You Receive (Estimate): XCD

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 KYD = 3.2456 XCD

Kurs odwrotny: 1 XCD = 0.3081 KYD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XCD to KYD (East Caribbean Dollar to Cayman Islands Dollar) Live Converter →

KYD to XCD Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Cayman Islands Dollar against East Caribbean Dollar

Period High

3.2846 XCD

Period Low

3.2067 XCD

Volatility / Avg

3.2456 XCD

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 3.2067 XCD

Max: 3.2846 XCD

52-Week Range (1Y) Current Position: 65% Range

Min: 3.1320 XCD

Max: 3.3592 XCD

Standard Denomination Conversion Matrix (KYD & XCD)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Cayman Islands Dollar → East Caribbean Dollar (KYD / XCD)

Wholesale Benchmark

Cayman Islands Dollar (KYD)	East Caribbean Dollar (XCD)
1 KYD	3.25 XCD
5 KYD	16.23 XCD
10 KYD	32.46 XCD
25 KYD	81.14 XCD
50 KYD	162.28 XCD
100 KYD	324.56 XCD
200 KYD	649.13 XCD
250 KYD	811.41 XCD
500 KYD	1,622.82 XCD
1,000 KYD	3,245.65 XCD
2,500 KYD	8,114.11 XCD
5,000 KYD	16,228.23 XCD
10,000 KYD	32,456.46 XCD

East Caribbean Dollar → Cayman Islands Dollar (XCD / KYD)

Wholesale Benchmark

East Caribbean Dollar (XCD)	Cayman Islands Dollar (KYD)
1 XCD	0.31 KYD
5 XCD	1.54 KYD
10 XCD	3.08 KYD
25 XCD	7.70 KYD
50 XCD	15.41 KYD
100 XCD	30.81 KYD
200 XCD	61.62 KYD
250 XCD	77.03 KYD
500 XCD	154.05 KYD
1,000 XCD	308.11 KYD
2,500 XCD	770.26 KYD
5,000 XCD	1,540.53 KYD
10,000 XCD	3,081.05 KYD

Provider / Channel	KYD/XCD Effective Exchange Rate	Estimated Fee	Estimated Received (XCD)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	3.2456 XCD	0.00%	16,228.23 XCD	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	3.1320 XCD	~3.50%	15,660.24 XCD	-567.99 XCD
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	2.9211 XCD	~10.00%	14,605.41 XCD	-1,622.82 XCD

1 KYD to XCD: Cayman Islands Dollar to East Caribbean Dollar Exchange Guide

Searches for 1 KYD to XCD or convert KYD to XCD describe the amount of East Caribbean Dollar received per 1 Cayman Islands Dollar. At today's wholesale baseline of 1 KYD = 3.2456 XCD (inverse: 1 XCD = 0.3081 KYD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Cayman Islands ↔ Eastern Caribbean)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Cayman Islands Monetary Authority (CIMA) and Eastern Caribbean Central Bank (ECCB) shape the medium-to-long term valuation of KYD/XCD.

KYD and XCD Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Cayman Islands and Eastern Caribbean.

How the KYD to XCD Exchange Rate Works

Foreign exchange transactions between Cayman Islands (KYD) and Eastern Caribbean (XCD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between KYD and XCD:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Cayman Islands Monetary Authority (CIMA) and Eastern Caribbean Central Bank (ECCB) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Cayman Islands and Eastern Caribbean exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XCD) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Cayman Islands Dollar to East Caribbean Dollar Conversion

Common questions regarding Cayman Islands Dollar to East Caribbean Dollar conversion, bank spreads, and transfer costs.

How much is 1,000 KYD in XCD today?

At the current mid-market exchange rate (1 KYD = 3.2456 XCD), 1,000 Cayman Islands Dollar equals approximately 3,245.65 East Caribbean Dollar. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Cayman Islands Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with KYD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Cayman Islands Monetary Authority (CIMA)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.