LocalExchangeRates.com

Official Rate Sheet: East Caribbean Dollar (XCD) / Cayman Islands Dollar (KYD)

Date generated:

Mid-Market Rate: 1 XCD = 0.3081 KYD

Real-Time Interbank Wholesale Feed: October 6, 2026

East Caribbean Dollar to Cayman Islands Dollar Exchange Rate (XCD to KYD)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XCD in KYD?

1 XCD = 0.3081 KYD

At the current mid-market wholesale exchange rate, converting 1,000 East Caribbean Dollar (XCD) yields approximately 308.11 Cayman Islands Dollar (KYD) (inverse rate: 1 KYD = 3.2456 XCD). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XCD

You Receive (Estimate): KYD

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XCD = 0.3081 KYD

Kurs odwrotny: 1 KYD = 3.2456 XCD

Status danych: Live Data (Redis)

Looking for reverse calculation? Check KYD to XCD (Cayman Islands Dollar to East Caribbean Dollar) Live Converter →

XCD to KYD Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for East Caribbean Dollar against Cayman Islands Dollar

Period High

0.3118 KYD

Period Low

0.3044 KYD

Volatility / Avg

0.3081 KYD

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.3044 KYD

Max: 0.3118 KYD

52-Week Range (1Y) Current Position: 65% Range

Min: 0.2973 KYD

Max: 0.3189 KYD

Standard Denomination Conversion Matrix (XCD & KYD)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

East Caribbean Dollar → Cayman Islands Dollar (XCD / KYD)

Wholesale Benchmark

East Caribbean Dollar (XCD)	Cayman Islands Dollar (KYD)
1 XCD	0.31 KYD
5 XCD	1.54 KYD
10 XCD	3.08 KYD
25 XCD	7.70 KYD
50 XCD	15.41 KYD
100 XCD	30.81 KYD
200 XCD	61.62 KYD
250 XCD	77.03 KYD
500 XCD	154.05 KYD
1,000 XCD	308.11 KYD
2,500 XCD	770.26 KYD
5,000 XCD	1,540.53 KYD
10,000 XCD	3,081.05 KYD

Cayman Islands Dollar → East Caribbean Dollar (KYD / XCD)

Wholesale Benchmark

Cayman Islands Dollar (KYD)	East Caribbean Dollar (XCD)
1 KYD	3.25 XCD
5 KYD	16.23 XCD
10 KYD	32.46 XCD
25 KYD	81.14 XCD
50 KYD	162.28 XCD
100 KYD	324.56 XCD
200 KYD	649.13 XCD
250 KYD	811.41 XCD
500 KYD	1,622.82 XCD
1,000 KYD	3,245.65 XCD
2,500 KYD	8,114.11 XCD
5,000 KYD	16,228.23 XCD
10,000 KYD	32,456.46 XCD

Provider / Channel	XCD/KYD Effective Exchange Rate	Estimated Fee	Estimated Received (KYD)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.3081 KYD	0.00%	1,540.53 KYD	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.2973 KYD	~3.50%	1,486.61 KYD	-53.92 KYD
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.2773 KYD	~10.00%	1,386.47 KYD	-154.05 KYD

1 XCD to KYD: East Caribbean Dollar to Cayman Islands Dollar Exchange Guide

Searches for 1 XCD to KYD or convert XCD to KYD describe the amount of Cayman Islands Dollar received per 1 East Caribbean Dollar. At today's wholesale baseline of 1 XCD = 0.3081 KYD (inverse: 1 KYD = 3.2456 XCD), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Eastern Caribbean ↔ Cayman Islands)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Eastern Caribbean Central Bank (ECCB) and Cayman Islands Monetary Authority (CIMA) shape the medium-to-long term valuation of XCD/KYD.

XCD and KYD Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Eastern Caribbean and Cayman Islands.

How the XCD to KYD Exchange Rate Works

Foreign exchange transactions between Eastern Caribbean (XCD) and Cayman Islands (KYD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XCD and KYD:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Eastern Caribbean Central Bank (ECCB) and Cayman Islands Monetary Authority (CIMA) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Eastern Caribbean and Cayman Islands exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (KYD) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: East Caribbean Dollar to Cayman Islands Dollar Conversion

Common questions regarding East Caribbean Dollar to Cayman Islands Dollar conversion, bank spreads, and transfer costs.

How much is 1,000 XCD in KYD today?

At the current mid-market exchange rate (1 XCD = 0.3081 KYD), 1,000 East Caribbean Dollar equals approximately 308.11 Cayman Islands Dollar. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for East Caribbean Dollar?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XCD?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Eastern Caribbean Central Bank (ECCB)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.