LocalExchangeRates.com

Official Rate Sheet: Special Drawing Rights (XDR) / Stellar Lumens (XLM)

Date generated:

Mid-Market Rate: 1 XDR = 14.7201 XLM

Real-Time Interbank Wholesale Feed: October 6, 2026

Special Drawing Rights to Stellar Lumens Exchange Rate (XDR to XLM)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XDR in XLM?

1 XDR = 14.7201 XLM

At the current mid-market wholesale exchange rate, converting 1,000 Special Drawing Rights (XDR) yields approximately 14,720.10 Stellar Lumens (XLM) (inverse rate: 1 XLM = 0.0679 XDR). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XDR

You Receive (Estimate): XLM

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XDR = 14.7201 XLM

Kurs odwrotny: 1 XLM = 0.0679 XDR

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XLM to XDR (Stellar Lumens to Special Drawing Rights) Live Converter →

XDR to XLM Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Special Drawing Rights against Stellar Lumens

Period High

14.8967 XLM

Period Low

14.5435 XLM

Volatility / Avg

14.7201 XLM

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 14.5435 XLM

Max: 14.8967 XLM

52-Week Range (1Y) Current Position: 65% Range

Min: 14.2049 XLM

Max: 15.2353 XLM

Standard Denomination Conversion Matrix (XDR & XLM)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Special Drawing Rights → Stellar Lumens (XDR / XLM)

Wholesale Benchmark

Special Drawing Rights (XDR)	Stellar Lumens (XLM)
1 XDR	14.72 XLM
5 XDR	73.60 XLM
10 XDR	147.20 XLM
25 XDR	368.00 XLM
50 XDR	736.01 XLM
100 XDR	1,472.01 XLM
200 XDR	2,944.02 XLM
250 XDR	3,680.03 XLM
500 XDR	7,360.05 XLM
1,000 XDR	14,720.10 XLM
2,500 XDR	36,800.26 XLM
5,000 XDR	73,600.52 XLM
10,000 XDR	147,201.05 XLM

Stellar Lumens → Special Drawing Rights (XLM / XDR)

Wholesale Benchmark

Stellar Lumens (XLM)	Special Drawing Rights (XDR)
1 XLM	0.07 XDR
5 XLM	0.34 XDR
10 XLM	0.68 XDR
25 XLM	1.70 XDR
50 XLM	3.40 XDR
100 XLM	6.79 XDR
200 XLM	13.59 XDR
250 XLM	16.98 XDR
500 XLM	33.97 XDR
1,000 XLM	67.93 XDR
2,500 XLM	169.84 XDR
5,000 XLM	339.67 XDR
10,000 XLM	679.34 XDR

Provider / Channel	XDR/XLM Effective Exchange Rate	Estimated Fee	Estimated Received (XLM)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	14.7201 XLM	0.00%	73,600.52 XLM	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	14.2049 XLM	~3.50%	71,024.51 XLM	-2,576.02 XLM
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	13.2481 XLM	~10.00%	66,240.47 XLM	-7,360.05 XLM

1 XDR to XLM: Special Drawing Rights to Stellar Lumens Exchange Guide

Searches for 1 XDR to XLM or convert XDR to XLM describe the amount of Stellar Lumens received per 1 Special Drawing Rights. At today's wholesale baseline of 1 XDR = 14.7201 XLM (inverse: 1 XLM = 0.0679 XDR), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (International Monetary Fund (IMF) ↔ Stellar Network)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by International Monetary Fund (IMF) and Stellar Development Foundation shape the medium-to-long term valuation of XDR/XLM.

XDR and XLM Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for International Monetary Fund (IMF) and Stellar Network.

How the XDR to XLM Exchange Rate Works

Foreign exchange transactions between International Monetary Fund (IMF) (XDR) and Stellar Network (XLM) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XDR and XLM:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by International Monetary Fund (IMF) and Stellar Development Foundation serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between International Monetary Fund (IMF) and Stellar Network exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XLM) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Special Drawing Rights to Stellar Lumens Conversion

Common questions regarding Special Drawing Rights to Stellar Lumens conversion, bank spreads, and transfer costs.

How much is 1,000 XDR in XLM today?

At the current mid-market exchange rate (1 XDR = 14.7201 XLM), 1,000 Special Drawing Rights equals approximately 14,720.10 Stellar Lumens. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Special Drawing Rights?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XDR?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (International Monetary Fund (IMF)) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.