LocalExchangeRates.com

Official Rate Sheet: Stellar Lumens (XLM) / Special Drawing Rights (XDR)

Date generated:

Mid-Market Rate: 1 XLM = 0.0679 XDR

Real-Time Interbank Wholesale Feed: October 6, 2026

Stellar Lumens to Special Drawing Rights Exchange Rate (XLM to XDR)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XLM in XDR?

1 XLM = 0.0679 XDR

At the current mid-market wholesale exchange rate, converting 1,000 Stellar Lumens (XLM) yields approximately 67.93 Special Drawing Rights (XDR) (inverse rate: 1 XDR = 14.7201 XLM). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XLM

You Receive (Estimate): XDR

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XLM = 0.0679 XDR

Kurs odwrotny: 1 XDR = 14.7201 XLM

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XDR to XLM (Special Drawing Rights to Stellar Lumens) Live Converter →

XLM to XDR Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Stellar Lumens against Special Drawing Rights

Period High

0.0687 XDR

Period Low

0.0671 XDR

Volatility / Avg

0.0679 XDR

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.0671 XDR

Max: 0.0687 XDR

52-Week Range (1Y) Current Position: 65% Range

Min: 0.0656 XDR

Max: 0.0703 XDR

Standard Denomination Conversion Matrix (XLM & XDR)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Stellar Lumens → Special Drawing Rights (XLM / XDR)

Wholesale Benchmark

Stellar Lumens (XLM)	Special Drawing Rights (XDR)
1 XLM	0.07 XDR
5 XLM	0.34 XDR
10 XLM	0.68 XDR
25 XLM	1.70 XDR
50 XLM	3.40 XDR
100 XLM	6.79 XDR
200 XLM	13.59 XDR
250 XLM	16.98 XDR
500 XLM	33.97 XDR
1,000 XLM	67.93 XDR
2,500 XLM	169.84 XDR
5,000 XLM	339.67 XDR
10,000 XLM	679.34 XDR

Special Drawing Rights → Stellar Lumens (XDR / XLM)

Wholesale Benchmark

Special Drawing Rights (XDR)	Stellar Lumens (XLM)
1 XDR	14.72 XLM
5 XDR	73.60 XLM
10 XDR	147.20 XLM
25 XDR	368.00 XLM
50 XDR	736.01 XLM
100 XDR	1,472.01 XLM
200 XDR	2,944.02 XLM
250 XDR	3,680.03 XLM
500 XDR	7,360.05 XLM
1,000 XDR	14,720.10 XLM
2,500 XDR	36,800.26 XLM
5,000 XDR	73,600.52 XLM
10,000 XDR	147,201.05 XLM

Provider / Channel	XLM/XDR Effective Exchange Rate	Estimated Fee	Estimated Received (XDR)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.0679 XDR	0.00%	339.67 XDR	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.0656 XDR	~3.50%	327.78 XDR	-11.89 XDR
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.0611 XDR	~10.00%	305.70 XDR	-33.97 XDR

1 XLM to XDR: Stellar Lumens to Special Drawing Rights Exchange Guide

Searches for 1 XLM to XDR or convert XLM to XDR describe the amount of Special Drawing Rights received per 1 Stellar Lumens. At today's wholesale baseline of 1 XLM = 0.0679 XDR (inverse: 1 XDR = 14.7201 XLM), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Stellar Network ↔ International Monetary Fund (IMF))

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Stellar Development Foundation and International Monetary Fund (IMF) shape the medium-to-long term valuation of XLM/XDR.

XLM and XDR Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Stellar Network and International Monetary Fund (IMF).

How the XLM to XDR Exchange Rate Works

Foreign exchange transactions between Stellar Network (XLM) and International Monetary Fund (IMF) (XDR) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XLM and XDR:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Stellar Development Foundation and International Monetary Fund (IMF) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Stellar Network and International Monetary Fund (IMF) exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XDR) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Stellar Lumens to Special Drawing Rights Conversion

Common questions regarding Stellar Lumens to Special Drawing Rights conversion, bank spreads, and transfer costs.

How much is 1,000 XLM in XDR today?

At the current mid-market exchange rate (1 XLM = 0.0679 XDR), 1,000 Stellar Lumens equals approximately 67.93 Special Drawing Rights. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Stellar Lumens?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XLM?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Stellar Development Foundation) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.