LocalExchangeRates.com

Official Rate Sheet: Stellar Lumens (XLM) / Guatemalan Quetzal (GTQ)

Date generated:

Mid-Market Rate: 1 XLM = 0.7337 GTQ

Real-Time Interbank Wholesale Feed: October 6, 2026

Stellar Lumens to Guatemalan Quetzal Exchange Rate (XLM to GTQ)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XLM in GTQ?

1 XLM = 0.7337 GTQ

At the current mid-market wholesale exchange rate, converting 1,000 Stellar Lumens (XLM) yields approximately 733.72 Guatemalan Quetzal (GTQ) (inverse rate: 1 GTQ = 1.3629 XLM). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XLM

You Receive (Estimate): GTQ

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XLM = 0.7337 GTQ

Kurs odwrotny: 1 GTQ = 1.3629 XLM

Status danych: Live Data (Redis)

Looking for reverse calculation? Check GTQ to XLM (Guatemalan Quetzal to Stellar Lumens) Live Converter →

XLM to GTQ Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Stellar Lumens against Guatemalan Quetzal

Period High

0.7425 GTQ

Period Low

0.7249 GTQ

Volatility / Avg

0.7337 GTQ

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.7249 GTQ

Max: 0.7425 GTQ

52-Week Range (1Y) Current Position: 65% Range

Min: 0.7080 GTQ

Max: 0.7594 GTQ

Standard Denomination Conversion Matrix (XLM & GTQ)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Stellar Lumens → Guatemalan Quetzal (XLM / GTQ)

Wholesale Benchmark

Stellar Lumens (XLM)	Guatemalan Quetzal (GTQ)
1 XLM	0.73 GTQ
5 XLM	3.67 GTQ
10 XLM	7.34 GTQ
25 XLM	18.34 GTQ
50 XLM	36.69 GTQ
100 XLM	73.37 GTQ
200 XLM	146.74 GTQ
250 XLM	183.43 GTQ
500 XLM	366.86 GTQ
1,000 XLM	733.72 GTQ
2,500 XLM	1,834.29 GTQ
5,000 XLM	3,668.58 GTQ
10,000 XLM	7,337.15 GTQ

Guatemalan Quetzal → Stellar Lumens (GTQ / XLM)

Wholesale Benchmark

Guatemalan Quetzal (GTQ)	Stellar Lumens (XLM)
1 GTQ	1.36 XLM
5 GTQ	6.81 XLM
10 GTQ	13.63 XLM
25 GTQ	34.07 XLM
50 GTQ	68.15 XLM
100 GTQ	136.29 XLM
200 GTQ	272.59 XLM
250 GTQ	340.73 XLM
500 GTQ	681.46 XLM
1,000 GTQ	1,362.93 XLM
2,500 GTQ	3,407.32 XLM
5,000 GTQ	6,814.63 XLM
10,000 GTQ	13,629.27 XLM

Provider / Channel	XLM/GTQ Effective Exchange Rate	Estimated Fee	Estimated Received (GTQ)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.7337 GTQ	0.00%	3,668.58 GTQ	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.7080 GTQ	~3.50%	3,540.17 GTQ	-128.40 GTQ
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.6603 GTQ	~10.00%	3,301.72 GTQ	-366.86 GTQ

1 XLM to GTQ: Stellar Lumens to Guatemalan Quetzal Exchange Guide

Searches for 1 XLM to GTQ or convert XLM to GTQ describe the amount of Guatemalan Quetzal received per 1 Stellar Lumens. At today's wholesale baseline of 1 XLM = 0.7337 GTQ (inverse: 1 GTQ = 1.3629 XLM), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Stellar Network ↔ Guatemala)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Stellar Development Foundation and Bank of Guatemala (Banguat) shape the medium-to-long term valuation of XLM/GTQ.

XLM and GTQ Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Stellar Network and Guatemala.

How the XLM to GTQ Exchange Rate Works

Foreign exchange transactions between Stellar Network (XLM) and Guatemala (GTQ) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XLM and GTQ:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Stellar Development Foundation and Bank of Guatemala (Banguat) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Stellar Network and Guatemala exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (GTQ) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Stellar Lumens to Guatemalan Quetzal Conversion

Common questions regarding Stellar Lumens to Guatemalan Quetzal conversion, bank spreads, and transfer costs.

How much is 1,000 XLM in GTQ today?

At the current mid-market exchange rate (1 XLM = 0.7337 GTQ), 1,000 Stellar Lumens equals approximately 733.72 Guatemalan Quetzal. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Stellar Lumens?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XLM?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Stellar Development Foundation) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.