Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.
Track historical volatility and key price support levels for Stellar Lumens against United States Dollar
Wholesale interbank rate matrix with zero retail markup or hidden fees.
| Stellar Lumens (XLM) | United States Dollar (USD) |
|---|---|
| 1 XLM | 0.10 USD |
| 5 XLM | 0.48 USD |
| 10 XLM | 0.96 USD |
| 25 XLM | 2.40 USD |
| 50 XLM | 4.80 USD |
| 100 XLM | 9.61 USD |
| 200 XLM | 19.22 USD |
| 250 XLM | 24.02 USD |
| 500 XLM | 48.04 USD |
| 1,000 XLM | 96.08 USD |
| 2,500 XLM | 240.20 USD |
| 5,000 XLM | 480.41 USD |
| 10,000 XLM | 960.81 USD |
| United States Dollar (USD) | Stellar Lumens (XLM) |
|---|---|
| 1 USD | 10.41 XLM |
| 5 USD | 52.04 XLM |
| 10 USD | 104.08 XLM |
| 25 USD | 260.20 XLM |
| 50 USD | 520.39 XLM |
| 100 USD | 1,040.79 XLM |
| 200 USD | 2,081.57 XLM |
| 250 USD | 2,601.97 XLM |
| 500 USD | 5,203.93 XLM |
| 1,000 USD | 10,407.87 XLM |
| 2,500 USD | 26,019.67 XLM |
| 5,000 USD | 52,039.34 XLM |
| 10,000 USD | 104,078.67 XLM |
| Provider / Channel | XLM/USD Effective Exchange Rate | Estimated Fee | Estimated Received (USD) | Effective Difference |
|---|---|---|---|---|
|
LocalExchangeRates
Interbank Wholesale (Pure Benchmark)
|
0.0961 USD | 0.00% | 480.41 USD | Benchmark (0%) |
|
Major Commercial High-Street Banks
Standard bank wire / counter transfer
|
0.0927 USD | ~3.50% | 463.59 USD | -16.81 USD |
|
Airport Currency Exchange Kiosks
Airport terminal cash counters
|
0.0865 USD | ~10.00% | 432.37 USD | -48.04 USD |
Searches for 1 XLM to USD or convert XLM to USD describe the amount of United States Dollar received per 1 Stellar Lumens. At today's wholesale baseline of 1 XLM = 0.0961 USD (inverse: 1 USD = 10.4079 XLM), understanding retail bank margins helps protect your funds:
Official monetary framework, central bank governance, and banknote specifications for Stellar Network and United States.
The Stellar Lumens (currency code: XLM) is the official legal tender of Stellar Network, issued and regulated by Stellar Development Foundation. Its valuation reflects global trade balances, macroprudential monetary policy, and interbank liquidity conditions.
The United States Dollar (currency code: USD) is the official legal tender of United States, issued and regulated by Federal Reserve System (Fed). Its valuation reflects global trade balances, macroprudential monetary policy, and interbank liquidity conditions.
Foreign exchange transactions between Stellar Network (XLM) and United States (USD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.
Key considerations when converting or transferring between XLM and USD:
LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.
Common questions regarding Stellar Lumens to United States Dollar conversion, bank spreads, and transfer costs.
At the current mid-market exchange rate (1 XLM = 0.0961 USD), 1,000 Stellar Lumens equals approximately 96.08 United States Dollar. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.
To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.
Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Stellar Development Foundation) prior to departure.
Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.
The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.
Track real-time mid-market rates and conversion calculations for related currency pairs.