LocalExchangeRates.com

Official Rate Sheet: Stellar Lumens (XLM) / East Caribbean Dollar (XCD)

Date generated:

Mid-Market Rate: 1 XLM = 0.2597 XCD

Real-Time Interbank Wholesale Feed: October 6, 2026

Stellar Lumens to East Caribbean Dollar Exchange Rate (XLM to XCD)

Real-time mid-market wholesale rate with zero retail markup. Check benchmark pricing before bank conversion or international wire transfer.

Bottom Line Up Front (BLUF): How much is 1,000 XLM in XCD?

1 XLM = 0.2597 XCD

At the current mid-market wholesale exchange rate, converting 1,000 Stellar Lumens (XLM) yields approximately 259.66 East Caribbean Dollar (XCD) (inverse rate: 1 XCD = 3.8511 XLM). This rate represents the pure interbank benchmark. Retail dealers and commercial banks typically apply a commercial spread between 1.5% and 3.5%. View live calculations, historical charts, and provider spreads below.

You Pay (Amount): XLM

You Receive (Estimate): XCD

Wycena na podstawie średniego kursu międzybankowego (0,00% marży)

Kurs rynkowy: 1 XLM = 0.2597 XCD

Kurs odwrotny: 1 XCD = 3.8511 XLM

Status danych: Live Data (Redis)

Looking for reverse calculation? Check XCD to XLM (East Caribbean Dollar to Stellar Lumens) Live Converter →

XLM to XCD Real-Time & Historical Rate Chart

Track historical volatility and key price support levels for Stellar Lumens against East Caribbean Dollar

Period High

0.2628 XCD

Period Low

0.2565 XCD

Volatility / Avg

0.2597 XCD

Mid-Market Trend

+0.25%

30-Day Range (1M) Position: 50% range

Min: 0.2565 XCD

Max: 0.2628 XCD

52-Week Range (1Y) Current Position: 65% Range

Min: 0.2506 XCD

Max: 0.2688 XCD

Standard Denomination Conversion Matrix (XLM & XCD)

Wholesale interbank rate matrix with zero retail markup or hidden fees.

Stellar Lumens → East Caribbean Dollar (XLM / XCD)

Wholesale Benchmark

Stellar Lumens (XLM)	East Caribbean Dollar (XCD)
1 XLM	0.26 XCD
5 XLM	1.30 XCD
10 XLM	2.60 XCD
25 XLM	6.49 XCD
50 XLM	12.98 XCD
100 XLM	25.97 XCD
200 XLM	51.93 XCD
250 XLM	64.92 XCD
500 XLM	129.83 XCD
1,000 XLM	259.66 XCD
2,500 XLM	649.16 XCD
5,000 XLM	1,298.32 XCD
10,000 XLM	2,596.64 XCD

East Caribbean Dollar → Stellar Lumens (XCD / XLM)

Wholesale Benchmark

East Caribbean Dollar (XCD)	Stellar Lumens (XLM)
1 XCD	3.85 XLM
5 XCD	19.26 XLM
10 XCD	38.51 XLM
25 XCD	96.28 XLM
50 XCD	192.56 XLM
100 XCD	385.11 XLM
200 XCD	770.23 XLM
250 XCD	962.78 XLM
500 XCD	1,925.56 XLM
1,000 XCD	3,851.13 XLM
2,500 XCD	9,627.82 XLM
5,000 XCD	19,255.65 XLM
10,000 XCD	38,511.29 XLM

Provider / Channel	XLM/XCD Effective Exchange Rate	Estimated Fee	Estimated Received (XCD)	Effective Difference
⚡ LocalExchangeRates Interbank Wholesale (Pure Benchmark)	0.2597 XCD	0.00%	1,298.32 XCD	Benchmark (0%)
🏦 Major Commercial High-Street Banks Standard bank wire / counter transfer	0.2506 XCD	~3.50%	1,252.88 XCD	-45.44 XCD
✈️ Airport Currency Exchange Kiosks Airport terminal cash counters	0.2337 XCD	~10.00%	1,168.49 XCD	-129.83 XCD

1 XLM to XCD: Stellar Lumens to East Caribbean Dollar Exchange Guide

Searches for 1 XLM to XCD or convert XLM to XCD describe the amount of East Caribbean Dollar received per 1 Stellar Lumens. At today's wholesale baseline of 1 XLM = 0.2597 XCD (inverse: 1 XCD = 3.8511 XLM), understanding retail bank margins helps protect your funds:

🌏 International Transfers & Travel (Stellar Network ↔ Eastern Caribbean)

Whether remitting money internationally or budgeting for travel, benchmark retail bank quotes against the wholesale mid-market rate to avoid excessive markups.

🏦 Commercial Bank Spreads

Major commercial banks typically add markups between 1.5% and 3.5% on foreign currencies, whereas digital multi-currency accounts operate with tighter margins.

📈 Monetary Policy Drivers

Interest rate decisions and monetary policies set by Stellar Development Foundation and Eastern Caribbean Central Bank (ECCB) shape the medium-to-long term valuation of XLM/XCD.

XLM and XCD Currency Profiles

Official monetary framework, central bank governance, and banknote specifications for Stellar Network and Eastern Caribbean.

How the XLM to XCD Exchange Rate Works

Foreign exchange transactions between Stellar Network (XLM) and Eastern Caribbean (XCD) trade continuously on global wholesale interbank currency markets. The mid-market rate represents the exact mathematical midpoint between institutional buy (bid) and sell (ask) quotes without retail dealer markups.

Key considerations when converting or transferring between XLM and XCD:

Banking Channel Selection: Digital banking transfers and specialized multi-currency accounts generally offer exchange margins of 0.2% to 0.8%, whereas airport physical cash booths frequently charge 8% to 12% over the interbank baseline.
Central Bank Oversight & Policy: Monetary policy decisions, policy interest rate differentials, and currency reserves managed by Stellar Development Foundation and Eastern Caribbean Central Bank (ECCB) serve as the primary long-term drivers for this currency pair.
Customs Cash Declaration Thresholds: Travelers carrying banknotes or negotiable instruments between Stellar Network and Eastern Caribbean exceeding equivalent to 10,000 USD or EUR are legally required to file written declarations with border authorities.
Avoid Dynamic Currency Conversion (DCC): When using payment cards abroad or withdrawing cash from ATMs, always elect to be billed in the local currency (XCD) rather than your home billing currency to bypass costly DCC conversion markups.

LocalExchangeRates aggregates real-time wholesale interbank benchmarks to provide users with transparent, independent currency valuation.

Frequently Asked Questions: Stellar Lumens to East Caribbean Dollar Conversion

Common questions regarding Stellar Lumens to East Caribbean Dollar conversion, bank spreads, and transfer costs.

How much is 1,000 XLM in XCD today?

At the current mid-market exchange rate (1 XLM = 0.2597 XCD), 1,000 Stellar Lumens equals approximately 259.66 East Caribbean Dollar. Retail exchange bureaus and commercial banks typically apply a 1.5% to 3.5% transaction spread.

Where can I get the best exchange rate for Stellar Lumens?

To secure the best rates, avoid airport currency kiosks which routinely apply markups exceeding 8% to 12%. Converting currency at major commercial banks or using a low-fee multi-currency card typically delivers the closest rate to the mid-market benchmark.

Are there cash declaration limits when traveling with XLM?

Most international customs jurisdictions mandate a formal declaration when carrying physical cash or negotiable instruments exceeding the equivalent of 10,000 USD or EUR. Check with local customs authority (Stellar Development Foundation) prior to departure.

Does the exchange rate fluctuate during weekends?

Global interbank foreign exchange markets close on Friday evening (5:00 PM EST) and reopen on Sunday evening. Over the weekend, rates remain static at the Friday close, though retail providers may widen spreads to offset volatility risks.

How is the mid-market exchange rate calculated?

The mid-market exchange rate is the exact midpoint between global wholesale institutional buy (bid) and sell (ask) quotes. It serves as the global benchmark without any added retail broker or banking markup.